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This is an initiative of the NCFE to provide unbiased financial education in schools for improving financial literacy which is an important life-skill for holistic development of each student. The program is based on two pillars; education and awareness, and aims to establish a sustainable financial literacy campaign that will empower an entire generation.


  • NCFE invites schools to voluntarily introduce financial literacy as a part of their existing curriculum for students of Class VI to X.

  • NCFE and CBSE had jointly developed the study material for students of Class VI to X, a set of five Financial Education Workbooks.

  • Our financial literacy curriculum has been developed in such a way that it integrates with the existing subjects for different classes.

  • Schools can send their teachers to NCFE’s Financial Education Training Program (FETP) for school teachers for training purposes. Alternatively, we can also arrange  training program for interested schools separately at their own premises. 

  • These NCFE certified Money Smart Teachers would facilitate in conducting financial education sessions for students in their respective schools.For evaluation of it’s students, schools  can encourage them to participate in NCFE’s National Financial Literacy Assessment Test.

  • Schools may also decide conduct their own evaluation in which case NCFE will provide them with all necessary support. 


The foremost benefit for schools implementing the Money Smart School program is that their students after becoming financially literate will be better equipped to deal with today’s complex financial products and services  and exhibit prudent behaviour and attitude when it comes to managing their own money. Apart from this other benefits include:

  • Schools implementing this program will be certified as Money Smart Schools.

  • A certificate and a badge will be issued by the NCFE which the schools can put up in their website and social networks.

  • Training and development programs for its teachers at free of cost from time to time.

  • Students will be better equipped to perform in the National Financial Literacy Assessment Test.

  • NCFE will facilitate  school/students visit to financial sector regulators where they can gain a perspective on how the regulatory mechanism in our country works.Schools   shall get priority in  future endeavors of NCFE and shall be part of  social media campaign of NCFE regarding Money Smart Schools


NCFE already has been conducting two programs, National Financial Literacy Assessment Test (NFLAT) for school students and Financial Education Training Program (FETP) for school teachers. Our Money Smart School program, where we invite schools to introduce a financial literacy curriculum is a natural progression in the same direction, thus completing the circle..

Email: fe_programs@ncfe.org.in | Phone: +91- 022-68265115



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