{"id":9175,"date":"2024-01-30T15:34:56","date_gmt":"2024-01-30T10:04:56","guid":{"rendered":"https:\/\/ncfe.org.in\/?post_type=faqs&#038;p=9175"},"modified":"2024-06-18T15:35:40","modified_gmt":"2024-06-18T10:05:40","slug":"financial-literacy","status":"publish","type":"faqs","link":"https:\/\/ncfe.org.in\/faqs\/financial-literacy\/","title":{"rendered":"Financial Literacy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"9175\" class=\"elementor elementor-9175\" data-elementor-post-type=\"faqs\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96f2c9e e-con-full e-flex e-con e-parent\" data-id=\"96f2c9e\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-018016a e-con-full e-flex e-con e-child\" data-id=\"018016a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f200b7 elementor-widget elementor-widget-heading\" data-id=\"2f200b7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Faqs<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1e99b9 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"e1e99b9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/ncfe.org.in\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-box.min.css\">\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/mutual-fund\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/mutual-fund\/\" >\n\t\t\t\t\t\t\tMutual Fund\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b00466f elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b00466f\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text .elementor-divider-separator{align-items:center}.elementor-widget-divider--view-line_icon .elementor-divider-separator:after,.elementor-widget-divider--view-line_icon 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100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1ca774 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"f1ca774\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/gold\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/gold\/\" >\n\t\t\t\t\t\t\tGold\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8a1cd59 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8a1cd59\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6da0842 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"6da0842\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/loan-borrowing\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/loan-borrowing\/\" >\n\t\t\t\t\t\t\tLoan & Borrowing\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd9c52b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bd9c52b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-617f356 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"617f356\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/financial-planning\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/financial-planning\/\" >\n\t\t\t\t\t\t\tFinancial Planning\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36687bd elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"36687bd\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9538df8 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"9538df8\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/banking\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/banking\/\" >\n\t\t\t\t\t\t\tBanking\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-557491e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"557491e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da79343 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"da79343\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/financial-literacy\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/faqs\/financial-literacy\/\" >\n\t\t\t\t\t\t\tFinancial Literacy\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de5c20a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"de5c20a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7fb526f e-con-full e-flex e-con e-child\" data-id=\"7fb526f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-96bb07a elementor-widget elementor-widget-heading\" data-id=\"96bb07a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Literacy<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80efe9f elementor-widget elementor-widget-text-editor\" data-id=\"80efe9f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><span style=\"font-weight: 400;\">An outcome of the process of Financial Education, empowers the users of financial services to make informed decisions regarding financial services and products. Financial Literacy can be viewed as the first step towards ensuring the achievement of <\/span><b>comprehensive Financial Inclusion<\/b><span style=\"font-weight: 400;\">. Financial Inclusion is a necessity, which needs to be prioritized to ensure that the fruits of development become easily accessible to every stratum of society. Financial literacy, in that sense, is considered as an important adjunct for promoting financial inclusion, financial development, financial stability and ultimately financial well-being of individuals<\/span><\/p><p><span style=\"font-weight: 400;\">This <\/span><b>Financial Education Handbook<\/b><span style=\"font-weight: 400;\"> contains various topics, which create financial awareness that is aimed at generating confidence in the financially undereducated and underserved sections of the society. This handbook will also enable the reader<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">to use the financial services and products more effectively, thereby enabling more people to optimally use financial services provided by the formal financial sector.<\/span><\/p><p><span style=\"font-weight: 400;\">The content of this handbook will empower the underserved sections of the population to fully comprehend and access a wide range of financial products and services like a basic savings bank account, need-based credit, remittances facility, investment options, insurance and pension. With the surge in technological innovations, coupled with the penetration and entrenchment of technology in our lives, it is hard to dissociate financial services from digitalization. This handbook provides an introduction to the world of <\/span><b>Digital Financial Services<\/b><span style=\"font-weight: 400;\">. This handbook is also expected to guide readers on various social security schemes and other financial schemes provided by the government of India.<\/span><\/p><p><span style=\"font-weight: 400;\">Please <a href=\"https:\/\/ncfe.org.in\/e-library\/\">visit here<\/a> to download the Financial Education workbook in English or other regional languages<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":0,"template":"elementor_header_footer","class_list":["post-9175","faqs","type-faqs","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Literacy - English (NCFE)<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ncfe.org.in\/faqs\/financial-literacy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Literacy - English (NCFE)\" \/>\n<meta property=\"og:description\" content=\"Faqs Mutual Fund Gold Loan &amp; Borrowing Financial Planning Banking Financial Literacy Financial Literacy An outcome of the process of Financial Education, empowers the users of financial services to make informed decisions regarding financial services and products. Financial Literacy can be viewed as the first step towards ensuring the achievement of comprehensive Financial Inclusion. 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Financial Literacy can be viewed as the first step towards ensuring the achievement of comprehensive Financial Inclusion. 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