{"id":13108,"date":"2024-04-09T17:04:13","date_gmt":"2024-04-09T11:34:13","guid":{"rendered":"https:\/\/ncfe.org.in\/hi\/?post_type=faq&#038;p=13108"},"modified":"2024-04-19T19:46:34","modified_gmt":"2024-04-19T14:16:34","slug":"financial-planning","status":"publish","type":"faq","link":"https:\/\/ncfe.org.in\/hi\/faq\/financial-planning\/","title":{"rendered":"\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13108\" class=\"elementor elementor-13108\" data-elementor-post-type=\"faq\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d59e7d e-con-full e-flex e-con e-parent\" data-id=\"7d59e7d\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-90bb71d e-con-full e-flex e-con e-child\" data-id=\"90bb71d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62a5f71 elementor-widget 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11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/mutual-fund\/\" >\n\t\t\t\t\t\t\t\u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7a10559 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7a10559\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 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class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/loan-borrowing\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/loan-borrowing\/\" >\n\t\t\t\t\t\t\t\u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd7e6b8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cd7e6b8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f5c9e0 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"7f5c9e0\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/financial-planning\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/financial-planning\/\" >\n\t\t\t\t\t\t\t\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aa18c63 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"aa18c63\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-877a66a elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"877a66a\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/banking\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/banking\/\" >\n\t\t\t\t\t\t\t\u092c\u0948\u0902\u0915\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8415855 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"8415855\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ceb1ed9 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"ceb1ed9\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/financial-literacy\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faqs\/financial-literacy\/\" >\n\t\t\t\t\t\t\t \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0ab5a68 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0ab5a68\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2cc07fd e-con-full e-flex e-con e-child\" data-id=\"2cc07fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e2b6f20 elementor-widget elementor-widget-heading\" data-id=\"e2b6f20\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e  <\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95ceb95 open-all-toggle elementor-widget elementor-widget-toggle\" data-id=\"95ceb95\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-toggle{text-align:start}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon 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data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1571\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 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9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u0905\u0935\u0932\u094b\u0915\u0928<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1571\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1571\"><p><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e<\/b><\/p><p><span style=\"font-weight: 400;\">\u0939\u092e \u0938\u092d\u0940 \u092f\u0925\u093e\u0938\u0902\u092d\u0935 \u0905\u092a\u0928\u0947 \u091c\u0940\u0935\u0928 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u092e \u0909\u092e\u094d\u092e\u0940\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0939\u092e 20 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u092e\u0947\u0902 \u092a\u0922\u093c\u093e\u0908 \u092a\u0942\u0930\u0940 \u0915\u0930 \u0932\u0947\u0902\u0917\u0947, \u0928\u094c\u0915\u0930\u0940 \u092a\u093e \u0932\u0947\u0902\u0917\u0947, 27 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u0924\u0915 \u0918\u0930 \u0916\u0930\u0940\u0926 \u0932\u0947\u0902\u0917\u0947, 29 \u0938\u093e\u0932 \u0915\u0940 \u0909\u092e\u094d\u0930 \u0924\u0915 \u0915\u093e\u0930 \u0932\u0947 \u0932\u0947\u0902\u0917\u0947 \u0935\u0917\u0948\u0930\u0939-\u0935\u0917\u0948\u0930\u0939\u0964 \u0938\u092a\u0928\u0947 \u0926\u0947\u0916\u0928\u0947 \u0914\u0930 \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0939\u092e\u093e\u0930\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0905\u0938\u0940\u092e\u093f\u0924 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0917\u0939\u0928 \u092f\u094b\u091c\u0928\u093e \u0914\u0930 \u0915\u093e\u0930\u094d\u092f\u093e\u0928\u094d\u0935\u092f\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964 \u0909\u0938\u0938\u0947 \u092d\u0940 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u092a\u0948\u0938\u0947 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964 \u0938\u093f\u0930\u094d\u092b \u0915\u092e\u093e\u0908 \u0939\u0940 \u0928\u0939\u0940\u0902, \u092c\u0932\u094d\u0915\u093f \u092c\u091a\u0924 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u092d\u0940\u0964 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0938\u092a\u0928\u094b\u0902 \u0915\u094b \u0938\u093e\u0915\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u092f\u0939\u093e\u0902 \u0935\u0939 \u0938\u092c \u0915\u0941\u091b \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u091c\u093e\u0928\u0928\u093e \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948:<\/b><\/p><p><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u094d\u092f\u093e \u0939\u0948?<\/b><\/p><p><span style=\"font-weight: 400;\">\u092a\u0948\u0938\u093e \u0915\u092e\u093e\u0928\u093e \u0938\u093f\u0930\u094d\u092b \u090f\u0915 \u0928\u094c\u0915\u0930\u0940 \u092f\u093e \u0915\u0908 \u0938\u094d\u0930\u094b\u0924\u094b\u0902 \u0938\u0947 \u0915\u092e\u093e\u0908 \u0915\u0930\u0928\u093e \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u092f\u0939 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928, \u092c\u091a\u0924 \u0914\u0930 \u092b\u093f\u0930 \u0905\u0927\u093f\u0915 \u092e\u0941\u0928\u093e\u092b\u093e \u0915\u092e\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0964 \u0938\u0940\u0927\u0947 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902 \u0915\u0939\u0947\u0902 \u0924\u094b, \u0906\u092a\u0915\u094b \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u091c\u0930\u093f\u090f \u092a\u0948\u0938\u0947 \u0938\u0947 \u092a\u0948\u0938\u093e \u092c\u0928\u093e\u0928\u0947 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964 \u092a\u0948\u0938\u0947 \u0915\u092e\u093e\u0928\u0947 \u0915\u093e \u092f\u0939\u0940 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0906\u092a\u0915\u0940 \u0906\u092f \u0915\u094b \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0915\u093e\u0930\u094d\u092f \u0939\u0948; \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u0914\u0930 \u092b\u093f\u0930 \u0905\u092a\u0928\u0940 \u0938\u0940\u092e\u093e\u0913\u0902 \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0905\u092a\u0928\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u093e \u0906\u0935\u0902\u091f\u0928 \u0915\u0930\u0928\u093e\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1572\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1572\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 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\u0905\u092a\u0928\u0940 \u091c\u093c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1573\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1573\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 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aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 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44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0932\u0915\u094d\u0937\u094d\u092f \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1578\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1578\"><p><span style=\"font-weight: 400;\">\u0939\u092e\u093e\u0930\u0947 \u092a\u093e\u0938 \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u0939\u093e\u0938\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0936\u093e\u092f\u0926 \u0939\u0940 \u0915\u092d\u0940 \u090f\u0915 \u0939\u0940 \u091a\u0940\u091c\u093c \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0924\u0947 \u0938\u092e\u092f, \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0938\u092d\u0940 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0928\u093e \u0939\u094b\u0917\u093e, \u091a\u093e\u0939\u0947 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class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1579\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1579\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 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0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u094d\u092f\u093e \u0939\u0948?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1579\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1579\"><p><span style=\"font-weight: 400;\">\u092a\u0948\u0938\u093e \u092c\u0939\u0941\u0924 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948, 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400;\">\u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0938\u092e\u093e\u092f\u094b\u091c\u0928 \u090f\u0935\u0902 \u0938\u0902\u0936\u094b\u0927\u0928 \u0915\u0930\u0928\u093e\u0964<\/span><\/li><\/ul><p><b>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0947 \u0935\u094d\u092f\u093e\u092a\u0915 \u0915\u094d\u0937\u0947\u0924\u094d\u0930<\/b><\/p><p><span style=\"font-weight: 400;\">\u0906\u092a\u0915\u0947 \u091c\u0940\u0935\u0928 \u0915\u0947 \u0915\u0908 \u092a\u0939\u0932\u0942 \u0939\u0948\u0902 &#8211; \u0906\u092a\u0915\u093e \u092a\u0930\u093f\u0935\u093e\u0930, \u0906\u092a\u0915\u093e \u0915\u093e\u092e, \u0906\u092a\u0915\u093e \u0938\u093e\u092e\u093e\u091c\u093f\u0915 \u091c\u0940\u0935\u0928, \u0906\u092a\u0915\u0947 \u0936\u094c\u0915, 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\u0936\u093f\u0915\u094d\u0937\u093e \u0914\u0930 \u0936\u093e\u0926\u0940 \u091c\u0948\u0938\u0947 \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0915\u094b\u0937 \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u0906\u092a \u0909\u0928\u0915\u0947 \u092c\u0922\u093c\u0924\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0935\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0939\u094b\u0902\u0917\u0947\u0964 \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u0947 \u0915\u0940 \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0927\u0928\u0930\u093e\u0936\u093f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u090f\u0915 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u0928 \u0915\u0947\u0935\u0932 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0935\u094d\u092f\u0935\u0938\u094d\u0925\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u0905\u0902\u0924\u0930\u093e\u0932 \u092a\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0940 \u092d\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0939\u0948\u0964<\/span><\/p><p><b>\u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a \u0915\u092d\u0940 \u0928\u0939\u0940\u0902 \u091c\u093e\u0928\u0924\u0947 \u0915\u093f \u091c\u0940\u0935\u0928 \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u0915\u094d\u092f\u093e \u0928\u092f\u093e \u0932\u0947\u0915\u0930 \u0906 \u091c\u093e\u090f\u0917\u093e\u0964 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0906\u092a\u0915\u094b \u090f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u093e\u0932 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u0940 \u0939\u0948 \u091c\u094b \u092e\u0941\u0938\u0940\u092c\u0924 \u0915\u0947 \u0938\u092e\u092f \u0915\u093e\u092e \u0906 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0938\u0902\u092c\u0902\u0927 \u092c\u0940\u092e\u093e\u092f\u094b\u0917\u094d\u092f \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u0915\u0935\u0930\u0947\u091c \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0939\u0948\u0964 \u091c\u094b\u0916\u093f\u092e \u0915\u0935\u0930 \u0915\u0947 \u0938\u0939\u0940 \u0938\u094d\u0924\u0930 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u092b\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e\u0924\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0909\u091a\u093f\u0924 \u092c\u0940\u092e\u093e \u092f\u094b\u091c\u0928\u093e \u0906\u092a\u0915\u094b \u0938\u092e\u093e\u0928 \u0930\u093e\u0936\u093f \u092f\u093e \u0915\u092e \u092a\u094d\u0930\u0940\u092e\u093f\u092f\u092e \u092a\u0930 \u0935\u094d\u092f\u093e\u092a\u0915 \u0915\u0935\u0930\u0947\u091c \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0926\u0947\u0916\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092c\u0940\u092e\u093e \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u091c\u0940\u0935\u0928 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u091c\u0940\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948, \u0909\u0928 \u0918\u091f\u0928\u093e\u0913\u0902 \u0938\u0947 \u092a\u095c\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092d\u093e\u0935 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091a\u093f\u0902\u0924\u093e \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u091c\u094b \u0907\u0938\u092e\u0947\u0902 \u092c\u093e\u0927\u093e \u0921\u093e\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0926\u0942\u0938\u0930\u0947 \u0936\u092c\u094d\u0926\u094b\u0902 \u092e\u0947\u0902, \u092c\u0940\u092e\u093e \u0906\u092a\u0915\u094b \u0906\u0915\u0938\u094d\u092e\u093f\u0915\u0924\u093e\u0913\u0902 \u0938\u0947 \u092c\u091a\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0938\u0902\u092a\u0926\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e:<\/b><span style=\"font-weight: 400;\"> \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0905\u092a\u0928\u0947 \u091c\u0940\u0935\u0928\u0915\u093e\u0932 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0905\u091a\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0905\u0930\u094d\u091c\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092e\u0943\u0924\u094d\u092f\u0941 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u092f\u093e \u091c\u0940\u0935\u0928\u0915\u093e\u0932 \u0915\u0947 \u0926\u094c\u0930\u093e\u0928, \u0907\u0938\u0947 \u092f\u093e \u0924\u094b \u0909\u0924\u094d\u0924\u0930\u093e\u0927\u093f\u0915\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092f\u093e \u0938\u0902\u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u0915\u094b \u0926\u0947 \u0926\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u0926\u093e\u0928 \u092e\u0947\u0902 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923 \u0915\u0940 \u0938\u092c\u0938\u0947 \u0915\u0941\u0936\u0932 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0939\u0932\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-15710\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-15710\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u093f\u0938\u0947 \u0939\u094b\u0924\u0940 \u0939\u0948?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-15710\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-15710\"><p><span style=\"font-weight: 400;\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0935\u093f\u0924\u094d\u0924 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0939\u0948 \u0924\u093e\u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u0938\u092c\u0938\u0947 \u0907\u0937\u094d\u091f\u0924\u092e \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0938\u0915\u0947\u0902\u0964 \u092f\u0939 \u092c\u0921\u093c\u0940 \u092c\u091a\u0924 \u092f\u093e \u0915\u092e \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0914\u0930 \u0928 \u0939\u0940 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092c\u0921\u093c\u0947 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\u0935\u094d\u092f\u092f \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u092f\u093e \u0909\u0928\u094d\u0939\u0947\u0902 \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0924\u0930\u0940\u0915\u0947 \u0922\u0942\u0902\u0922\u0947 \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u0915\u093e\u092e\u0915\u093e\u091c\u0940 \u0935\u092f\u0938\u094d\u0915:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a\u0928\u0947 \u0926\u0941\u0928\u093f\u092f\u093e \u0915\u0940 \u092a\u0930\u0935\u093e\u0939 \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u0905\u092a\u0928\u0940 \u092f\u0941\u0935\u093e\u0935\u0938\u094d\u0925\u093e \u0915\u093e \u0906\u0928\u0902\u0926 \u0932\u093f\u092f\u093e \u0939\u094b\u0917\u093e\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u092c, \u0906\u092a \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u093f\u092f\u094b\u0902 \u0938\u0947 \u0932\u0926\u0947 \u0939\u0941\u090f \u0939\u0948\u0902 &#8211; \u091c\u093f\u0938\u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u093c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u093f\u092f\u093e\u0901 \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e, \u091c\u0940\u0935\u0928\u0938\u093e\u0925\u0940 \u0914\u0930 \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u093e \u0938\u0939\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u0906\u092a \u0938\u094b\u091a \u0930\u0939\u0947 \u0939\u094b\u0902\u0917\u0947 \u0915\u093f \u0905\u092a\u0928\u0940 \u0935\u0947\u0924\u0928 \u0906\u092f \u0938\u0947 \u092f\u0939 \u0938\u092c \u0915\u0948\u0938\u0947 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0905\u092d\u0940 \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u090f\u0902\u0964 \u0914\u0930 \u0909\u0938\u0947 \u0924\u0941\u0930\u0902\u0924 \u0936\u0941\u0930\u0942 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u0915\u094b\u0908 \u092b\u0930\u094d\u0915 \u0928\u0939\u0940\u0902 \u092a\u0921\u093c\u0924\u093e \u0915\u093f \u0906\u092a\u0915\u0940 \u0906\u092f \u0915\u093e \u0938\u094d\u0924\u0930 \u0915\u094d\u092f\u093e \u0939\u0948 \u092f\u093e \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0915\u0940 \u0909\u092e\u094d\u092e\u0940\u0926\u0947\u0902 \u0915\u094d\u092f\u093e \u0939\u0948\u0902, \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0920\u094b\u0938 \u092f\u094b\u091c\u0928\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0940 \u0939\u0948\u0964 \u0938\u093e\u0935\u0927\u093e\u0928\u0940\u092a\u0942\u0930\u094d\u0935\u0915 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u091a\u094d\u091b\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0936\u094b\u0927 \u0915\u093f\u090f \u0917\u090f \u0924\u0930\u0940\u0915\u094b\u0902 \u0915\u0947 \u092c\u093f\u0928\u093e \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u092d\u091f\u0915\u0928\u093e \u0906\u092a\u0926\u093e \u0915\u094b \u0906\u092e\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0906\u092a \u0905\u092a\u0928\u0947 \u091c\u0940\u0935\u0928 \u0938\u0947 \u091c\u094b \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902 \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u094b \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0906\u091c \u0939\u0940 \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930\u0947\u0902\u0964<\/span><\/p><p><b>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a\u0928\u0947 \u0905\u092a\u0928\u0947 \u091c\u0942\u0924\u0947 \u0909\u0924\u093e\u0930 \u0926\u093f\u090f \u0939\u0948\u0902 \u0914\u0930 \u0936\u093e\u0902\u0924\u093f \u0938\u0947 \u0930\u093f\u091f\u093e\u092f\u0930 \u0939\u094b\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u0906\u092a\u0915\u0947 \u0926\u093f\u092e\u093e\u0917 \u092e\u0947\u0902 \u090f\u0915 \u0935\u093f\u091a\u093e\u0930 \u0906\u092a\u0915\u094b \u092a\u0930\u0947\u0936\u093e\u0928 \u0915\u0930 \u0930\u0939\u093e \u0939\u0948 &#8211; \u0906\u092f \u0915\u0947 \u0938\u094d\u0930\u094b\u0924 \u0915\u0947 \u092c\u093f\u0928\u093e \u0906\u092a \u0906\u0930\u094d\u0925\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0938\u094d\u0925\u093f\u0930 \u0915\u0948\u0938\u0947 \u0930\u0939\u0947\u0902\u0917\u0947?<\/span><\/p><p><span style=\"font-weight: 400;\">\u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u094b\u0902 \u092f\u093e \u0930\u093f\u0936\u094d\u0924\u0947\u0926\u093e\u0930\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0930\u0939\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u0906\u092a\u0915\u094b \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u092a\u0915\u0940 \u092e\u0926\u0926 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0927\u0928 \u0915\u093e \u090f\u0915 \u0938\u094d\u0925\u093f\u0930 \u092a\u094d\u0930\u0935\u093e\u0939 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0906\u092f \u0915\u0947 \u090f\u0915 \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0938\u094d\u0930\u094b\u0924 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0915\u093e\u0930\u094d\u092f \u0915\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><b>\u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e:<\/b><span style=\"font-weight: 400;\"> \u0939\u093e\u0902, \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u092d\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0906\u092a\u0915\u0947 \u092c\u091a\u094d\u091a\u0947 \u0915\u094b \u0906\u0917\u0947 \u090f\u0915 \u0932\u0902\u092c\u0940 \u0926\u0942\u0930\u0940 \u0924\u092f \u0915\u0930\u0928\u0940 \u0939\u0948 &#8211; \u0915\u0949\u0932\u0947\u091c, \u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e, \u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u0935\u093f\u0936\u094d\u0935\u0935\u093f\u0926\u094d\u092f\u093e\u0932\u092f, \u092f\u093e\u0924\u094d\u0930\u093e \u092f\u094b\u091c\u0928\u093e\u090f\u0901 \u0907\u0924\u094d\u092f\u093e\u0926\u093f\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u092f\u0939 \u092e\u0947\u0921\u093f\u0915\u0932 \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092b\u0902\u0921 \u092f\u093e \u0928\u0935\u0940\u0928\u0924\u092e \u0917\u0948\u091c\u0947\u091f \u091c\u0948\u0938\u0940 \u0905\u0928\u094d\u092f \u0907\u091a\u094d\u091b\u093e\u0913\u0902 \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0938\u0947 \u0905\u0932\u0917 \u0939\u0948\u0964 \u090f\u0915 \u0909\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092f\u0939\u093e\u0902 \u0915\u093e\u092e \u0906 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-15711\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-15711\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0938\u0947 \u0915\u093f\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u092d\u093f\u0928\u094d\u0928 \u0939\u0948?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-15711\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-15711\"><p><span style=\"font-weight: 400;\">\u0907\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u093f \u0939\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f 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\u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0902\u0917\u0947\u0964<\/span><\/p><p><b>\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u091a\u0930\u0923:<\/b><span style=\"font-weight: 400;\"> \u0907\u0938 \u091a\u0930\u0923 \u092e\u0947\u0902, \u092f\u0926\u093f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0927\u0928 \u091c\u092e\u093e \u0939\u0948, \u0924\u094b \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928, \u0905\u0917\u0930 \u0909\u0928\u0915\u0947 \u092a\u093e\u0938 \u092c\u0921\u093c\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0928\u0939\u0940\u0902 \u0939\u0948, \u0924\u094b \u0907\u0938\u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0926\u0942\u0938\u0930\u0940 \u0913\u0930, \u0928\u093f\u0935\u0947\u0936 \u092f\u094b\u091c\u0928\u093e (\u092a\u0948\u0938\u093e \u0915\u0939\u093e\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0947\u0902) \u0914\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e (\u0905\u091a\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u094b \u0915\u0948\u0938\u0947 \u0938\u094d\u0925\u093e\u0928\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0947\u0902) \u0938\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0928\u093f\u0930\u094d\u0923\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0940 \u0905\u092d\u0940 \u092d\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u0939\u092e \u0915\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u0947\u0935\u0932 \u0938\u092e\u0943\u0926\u094d\u0927 \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u094b \u0939\u094b\u0924\u0940 \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u091c\u0940\u0935\u0928 \u0915\u0947 \u0938\u092d\u0940 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0939\u092e \u092f\u0939 \u092d\u0940 \u0915\u0939 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0935\u094d\u092f\u093e\u092a\u0915 \u0905\u0930\u094d\u0925\u094b\u0902 \u092e\u0947\u0902, \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u093e \u0939\u0940 \u090f\u0915 \u0939\u093f\u0938\u094d\u0938\u093e \u0939\u0948\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-15712\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-15712\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0906\u092a\u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f 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\u0935\u094d\u092f\u093e\u092a\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948:<\/b><\/p>\n<p><b>\u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u091c\u093e\u0932:<\/b><span style=\"font-weight: 400;\"> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0906\u092a\u0915\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f\u094b\u0902 \u0915\u094b \u090f\u0915 \u0926\u093f\u0936\u093e \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0910\u0938\u0947 \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u092e\u0938\u094d\u092f\u093e\u0913\u0902 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u093e\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092b\u0902\u0921\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b \u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u092f\u093e \u0905\u092a\u0928\u0940 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 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\u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u094b \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u0930\u093f\u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0906\u0935\u0902\u091f\u093f\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u0906\u092a \u0905\u092a\u0928\u0947 \u092a\u0948\u0938\u0947 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u0927\u093f\u0915 \u0938\u092e\u091d\u0926\u093e\u0930\u0940 \u0938\u0947 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0938\u0902\u0938\u093e\u0927\u0928\u094b\u0902 \u0915\u093e \u0905\u0928\u0941\u0915\u0942\u0932\u0928 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><b>\u092c\u0947\u0939\u0924\u0930 \u091c\u0940\u0935\u0928 \u0938\u094d\u0924\u0930:<\/b><span style=\"font-weight: 400;\"> \u090f\u0915 \u092f\u0925\u093e\u0930\u094d\u0925\u0935\u093e\u0926\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0938\u093e\u0925, \u0906\u092a\u0915\u094b \u0915\u092d\u0940 \u092d\u0940 \u0927\u0928 \u0915\u0940 \u0915\u092e\u0940 \u0928\u0939\u0940\u0902 \u0939\u094b\u0917\u0940\u0964 \u0924\u0930\u0932\u0924\u093e \u0915\u0940 \u0915\u092e\u0940 \u092d\u0940 \u0936\u093e\u092f\u0926 \u0939\u0940 \u0915\u092d\u0940 \u0939\u094b\u0964 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0924 \u0915\u0940 \u0938\u092d\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u093e\u0901? \u0909\u0928\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u092d\u0942\u0932 \u091c\u093e\u0907\u092f\u0947\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u0906\u092a \u0905\u092a\u0928\u0947 \u091c\u0940\u0935\u0928 \u0938\u094d\u0924\u0930 \u0938\u0947 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u0905\u092a\u0928\u0947 \u0932\u0915\u094d\u0937\u094d\u092f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<p><b>\u0905\u0928\u0941\u0936\u093e\u0938\u093f\u0924 \u091c\u0940\u0935\u0928:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a \u091c\u094b \u0915\u092e\u093e\u0924\u0947 \u0939\u0948\u0902 \u0909\u0938\u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u093e \u092c\u0939\u0941\u0924 \u0906\u092e \u092c\u093e\u0924 \u0939\u0948\u0964 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921, &#8216;\u0905\u092d\u0940 \u0916\u0930\u0940\u0926\u0947\u0902, \u092c\u093e\u0926 \u092e\u0947\u0902 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902&#8217; \u092f\u094b\u091c\u0928\u093e\u090f\u0902, \u0915\u093f\u0938\u094d\u0924 \u0938\u0947\u0935\u093e\u090f\u0902 \u0906\u0926\u093f \u091c\u0948\u0938\u0940 \u0915\u0908 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0902 \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 \u0909\u092a\u0932\u092c\u094d\u0927 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u0928\u091c\u0930\u0905\u0902\u0926\u093e\u091c \u0915\u0930\u0928\u0947 \u092f\u093e \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0938\u0947 \u0905\u0927\u093f\u0915 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u091c\u092c\u0942\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964 \u092e\u0939\u0940\u0928\u0947 \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902, \u091c\u092c \u0907\u0928 \u0938\u092c\u0915\u0947 \u092c\u093f\u0932 \u0906\u092a\u0915\u0947 \u092e\u0947\u0932 \u092c\u0949\u0915\u094d\u0938 \u092e\u0947\u0902 \u0906\u0924\u0947 \u0930\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0916\u0941\u0926 \u0915\u094b \u090f\u0915 \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0938\u094d\u0925\u093f\u0924\u093f \u092e\u0947\u0902 \u092a\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u092f\u0947 \u092c\u0922\u093c\u0924\u0947 \u0939\u0941\u090f \u092c\u093f\u0932 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u0916\u0941\u0926 \u0915\u093e \u0918\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0938\u092a\u0928\u0947 \u0938\u0947 \u0914\u0930 \u092d\u0940 \u0926\u0942\u0930 \u0932\u0947 \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0906\u092a \u091c\u0932\u094d\u0926\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u093e \u0936\u0941\u0930\u0942 \u0915\u0930 \u0926\u0947\u0902, \u0924\u094b \u0906\u092a \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0906\u0928\u0947 \u0935\u093e\u0932\u0940 \u0915\u0908 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u0930\u0947\u0936\u093e\u0928\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u093e\u0939\u0930 \u0928\u093f\u0915\u0932 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0906\u092a\u0915\u0947 \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0932\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><b>\u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0915\u0940 \u0938\u0932\u093e\u0939:<\/b><span style=\"font-weight: 400;\"> \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0905\u0915\u094d\u0938\u0930 \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e \u0915\u0940 \u0938\u0939\u093e\u092f\u0924\u093e \u0938\u0947 \u0939\u0940 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0938\u0947 \u090f\u0915 \u0905\u0928\u0941\u092d\u0935\u0940 \u0938\u0932\u093e\u0939 \u0932\u0947\u0928\u093e \u092c\u0941\u0926\u094d\u0927\u093f\u092e\u093e\u0928\u0940 \u0939\u0948\u0964 \u092f\u0926\u093f \u0928\u0939\u0940\u0902, \u0924\u094b \u0906\u092a \u0916\u0930\u093e\u092c \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0928\u093e\u0936\u0915\u093e\u0930\u0940 \u0938\u093e\u092c\u093f\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u093e\u092e\u0915\u093e\u091c\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0930\u094d\u092f\u093e\u092a\u094d\u0924 \u092f\u093e \u092f\u093e\u0926\u0943\u091a\u094d\u091b\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0915\u0940 \u0917\u092f\u0940 \u092c\u091a\u0924 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0909\u0928\u0915\u0940 \u0916\u0930\u093e\u092c \u091c\u0940\u0935\u0928\u0936\u0948\u0932\u0940 \u0915\u093e \u0915\u093e\u0930\u0923 \u092c\u0928 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u0907\u0938\u0940 \u0924\u0930\u0939, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u0916\u0930\u093e\u092c \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930 \u092c\u093e\u0926 \u092e\u0947\u0902 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u090b\u0923 \u0914\u0930 \u0938\u093e\u0935\u0927\u093e\u0928\u0940\u092a\u0942\u0930\u094d\u0935\u0915 \u0938\u0902\u091a\u093f\u0924 \u0915\u093f\u092f\u0947 \u0917\u090f \u0927\u0928 \u0915\u0947 \u0928\u0941\u0915\u0938\u093e\u0928 \u092e\u0947\u0902 \u092c\u0926\u0932 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p>\n<p><br><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-15713\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-15713\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092e\u0947\u0902 \u0915\u094d\u092f\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-15713\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-15713\"><p><span style=\"font-weight: 400;\">\u0905\u092c \u091c\u092c \u0939\u092e \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928 \u091a\u0941\u0915\u0947 \u0939\u0948\u0902 \u0915\u093f \u0915\u094d\u092f\u093e \u0914\u0930 \u0915\u094d\u092f\u094b\u0902, \u0924\u094b \u0906\u0907\u090f \u0915\u093e\u092e \u0915\u0940 \u092c\u093e\u0924 \u092a\u0930 \u0906\u0924\u0947 \u0939\u0948\u0902 &#8211; \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 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style=\"font-weight: 400;\">\u00a0<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":9169,"template":"","class_list":["post-13108","faq","type-faq","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e - Hindi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ncfe.org.in\/hi\/faq\/financial-planning\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e - 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