{"id":13015,"date":"2024-04-09T15:44:09","date_gmt":"2024-04-09T10:14:09","guid":{"rendered":"https:\/\/ncfe.org.in\/hi\/?post_type=faq&#038;p=13015"},"modified":"2024-04-23T11:58:25","modified_gmt":"2024-04-23T06:28:25","slug":"loan-borrowing","status":"publish","type":"faq","link":"https:\/\/ncfe.org.in\/hi\/faq\/loan-borrowing\/","title":{"rendered":"\u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13015\" class=\"elementor elementor-13015\" data-elementor-post-type=\"faq\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c544df2 e-con-full e-flex e-con e-parent\" data-id=\"c544df2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2444705 e-con-full e-flex e-con e-child\" data-id=\"2444705\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68b10d1 elementor-widget elementor-widget-heading\" 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class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faq\/financial-planning\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faq\/financial-planning\/\" >\n\t\t\t\t\t\t\t\u0935\u093f\u0924\u094d\u0924\u0940\u092f 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class=\"elementor-element elementor-element-9e3a965 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9e3a965\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d31fd62 elementor-position-left elementor-vertical-align-middle elementor-mobile-position-left elementor-view-default elementor-widget elementor-widget-icon-box\" data-id=\"d31fd62\" data-element_type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faq\/financial-literacy\/\" class=\"elementor-icon elementor-animation-\" tabindex=\"-1\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"27\" height=\"22\" viewBox=\"0 0 27 22\" fill=\"none\"><path d=\"M8.43333 11L0 2.56667L2.56667 0L13.5667 11L2.56667 22L0 19.4333L8.43333 11Z\" fill=\"#E88B1A\"><\/path><path d=\"M21.7673 11L13.334 2.56667L15.9007 0L26.9007 11L15.9007 22L13.334 19.4333L21.7673 11Z\" fill=\"#E88B1A\"><\/path><\/svg>\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<a href=\"https:\/\/ncfe.org.in\/hi\/faq\/financial-literacy\/\" >\n\t\t\t\t\t\t\t\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e\t\t\t\t\t\t<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8b247e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b8b247e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-465ba65 e-con-full e-flex e-con e-child\" data-id=\"465ba65\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec9bfc2 elementor-widget elementor-widget-heading\" data-id=\"ec9bfc2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-53a8351 open-all-toggle elementor-widget elementor-widget-toggle\" data-id=\"53a8351\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 05-08-2024 *\/\n.elementor-toggle{text-align:start}.elementor-toggle .elementor-tab-title{font-weight:700;line-height:1;margin:0;padding:15px;border-bottom:1px solid #d5d8dc;cursor:pointer;outline:none}.elementor-toggle .elementor-tab-title .elementor-toggle-icon{display:inline-block;width:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon svg{margin-inline-start:-5px;width:1em;height:1em}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-right{float:right;text-align:right}.elementor-toggle .elementor-tab-title .elementor-toggle-icon.elementor-toggle-icon-left{float:left;text-align:left}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-closed{display:block}.elementor-toggle .elementor-tab-title .elementor-toggle-icon .elementor-toggle-icon-opened{display:none}.elementor-toggle .elementor-tab-title.elementor-active{border-bottom:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-closed{display:none}.elementor-toggle .elementor-tab-title.elementor-active .elementor-toggle-icon-opened{display:block}.elementor-toggle .elementor-tab-content{padding:15px;border-bottom:1px solid #d5d8dc;display:none}@media (max-width:767px){.elementor-toggle .elementor-tab-title{padding:12px}.elementor-toggle .elementor-tab-content{padding:12px 10px}}.e-con-inner>.elementor-widget-toggle,.e-con>.elementor-widget-toggle{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8771\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8771\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947   <\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8771\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8771\"><p><span style=\"font-weight: 400;\">\u092c\u0921\u093c\u0940 \u0927\u0928\u0930\u093e\u0936\u093f \u0914\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u0939\u094b\u092e \u0932\u094b\u0928 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u090f\u0915 \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0906\u092a\u0915\u094b \u0915\u0941\u091b \u0932\u093e\u092d \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u090f\u0915 \u092c\u0921\u093c\u093e \u0915\u0926\u092e \u0939\u0948\u0964 \u092f\u0939 \u091a\u093f\u0902\u0924\u093e, \u0939\u0924\u093e\u0936\u093e \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0909\u092a\u0932\u092c\u094d\u0927\u093f \u091c\u0948\u0938\u0940 \u090f\u0915 \u092c\u0921\u093c\u0940 \u092d\u093e\u0935\u0928\u093e \u0915\u093e \u0938\u094d\u0930\u094b\u0924 \u092d\u0940 \u0939\u0948\u0964 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0926\u0930\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925, \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0905\u092a\u0928\u0940 \u092c\u091a\u0924 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0939\u0948\u0964 \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0932\u0917\u092d\u0917 \u0938\u092d\u0940 \u0915\u094b \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u093e \u092a\u0921\u093c\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0940 \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u092c\u0921\u093c\u0940 \u0927\u0928\u0930\u093e\u0936\u093f \u0914\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u0906\u092a\u0915\u093e \u0939\u094b\u092e \u0932\u094b\u0928 \u0906\u092a\u0915\u094b \u0915\u0941\u091b \u0932\u093e\u092d \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0928\u0940\u091a\u0947 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0932\u0947\u0916 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0947 \u092b\u093e\u092f\u0926\u094b\u0902 \u092a\u0930 \u092a\u094d\u0930\u0915\u093e\u0936 \u0921\u093e\u0932\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0909\u092a\u0932\u092c\u094d\u0927\u093f \u0915\u093e \u092d\u093e\u0935<\/b><\/p><p><span style=\"font-weight: 400;\">\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u0906\u092a\u0915\u0947 \u091c\u0940\u0935\u0928\u0915\u093e\u0932 \u092e\u0947\u0902 \u0915\u093f\u090f \u0917\u090f \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948; \u0914\u0930 \u092f\u0939 \u0938\u093f\u0930\u094d\u092b \u092d\u093e\u0935\u0928\u093e\u0924\u094d\u092e\u0915 \u0930\u0942\u092a \u0938\u0947 \u0939\u0940 \u092e\u0939\u0924\u094d\u0924\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964 \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0932\u094b\u0917 \u0905\u092a\u0928\u0947 \u0918\u0930 \u092e\u0947\u0902 \u091c\u094b \u0930\u093e\u0936\u093f \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0935\u0939 \u0907\u0938\u0947 \u0939\u092e\u093e\u0930\u0947 \u0928\u093f\u0935\u0947\u0936 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0918\u091f\u0915 \u092c\u0928\u093e\u0924\u0940 \u0939\u0948!<\/span><\/p><p><b>\u092a\u0942\u0902\u091c\u0940 \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f<\/b><\/p><p><span style=\"font-weight: 400;\">\u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0939\u0930 \u0915\u093f\u0938\u0940 \u0915\u0947 \u0932\u093f\u090f \u091c\u093f\u0938\u0928\u0947 \u092a\u093f\u091b\u0932\u0947 \u092a\u093e\u0902\u091a \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0909\u091b\u093e\u0932 \u0926\u0947\u0916\u093e \u0939\u0948, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u092a\u0930 \u092a\u0942\u0902\u091c\u0940 \u092e\u0947\u0902 \u091c\u092c\u0930\u0926\u0938\u094d\u0924 \u092c\u0922\u093c\u094b\u0924\u0930\u0940 \u0915\u0940 \u0938\u0902\u092d\u093e\u0935\u0928\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0924\u0930\u094d\u0915 \u0939\u0948\u0964 \u0905\u0915\u0947\u0932\u0947 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0932\u093e\u0917\u0924, \u091c\u094b \u092b\u094d\u0932\u0948\u091f \u0915\u0940 \u0915\u0941\u0932 \u0932\u093e\u0917\u0924 \u0915\u093e 70 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948, \u092a\u093f\u091b\u0932\u0947 \u0926\u0936\u0915 \u092e\u0947\u0902 \u0938\u093e\u0932\u093e\u0928\u093e 15 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0940 \u0926\u0930 \u0938\u0947 \u092c\u0922\u093c\u0940 \u0939\u0948\u0964 \u0915\u093f\u0930\u093e\u092f\u0947 \u092d\u0940 \u092e\u0939\u0902\u0917\u093e\u0908 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0939\u0940 \u092a\u094d\u0930\u0924\u0940\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902; \u0915\u0941\u091b \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0918\u0930 \u092c\u0928\u093e\u0928\u093e \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u092e\u0902\u0939\u0917\u093e\u0908 \u0938\u0947 \u092c\u091a\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0915\u092e \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/b><\/p><p><span style=\"font-weight: 400;\">\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e 10 \u0938\u093e\u0932 \u0938\u0947 \u092d\u0940 \u0905\u0927\u093f\u0915 \u0938\u092e\u092f \u0915\u093e \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u094b\u0924\u093e \u0939\u0948; \u0907\u0938 \u0926\u094c\u0930\u093e\u0928 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0915\u0908 \u0909\u0924\u093e\u0930-\u091a\u0922\u093c\u093e\u0935 \u0935\u093e\u0932\u0947 \u091a\u0915\u094d\u0930\u094b\u0902 \u0938\u0947 \u0917\u0941\u091c\u0930 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964 \u0907\u0938\u0932\u093f\u090f, \u0906\u092a \u0928\u093f\u0936\u094d\u091a\u093f\u0902\u0924 \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0907\u0938 \u0918\u091f\u0928\u093e\u091a\u0915\u094d\u0930 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092c\u093f\u0902\u0926\u0941 \u092a\u0930 \u0917\u093f\u0930\u0924\u0940 \u0926\u0930\u094b\u0902 \u0938\u0947 \u0906\u092a\u0915\u094b \u0932\u093e\u092d \u0939\u094b\u0917\u093e\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0910\u0938\u0940 \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0901 \u092d\u0940 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0902 \u091c\u093f\u0928\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0917\u093f\u0930\u0924\u0940 \u0939\u0948\u0902, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u090b\u0923 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 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\u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092a\u0930 \u092a\u0939\u0941\u0902\u091a \u0917\u090f, \u091c\u093f\u0938\u0938\u0947 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u092d\u0940 \u0924\u0947\u091c\u093c\u0940 \u0938\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u0941\u0908\u0964 \u092f\u0939 \u0927\u0928 \u092e\u0947\u0902 \u0926\u094b\u0917\u0941\u0928\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0930\u0928\u0947 \u0915\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u094b \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0924\u0930\u0940\u0915\u093e \u0938\u0915\u094d\u0930\u093f\u092f \u0930\u0942\u092a \u0938\u0947 \u0905\u092a\u0928\u0947 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\u0926\u094c\u0930\u093e\u0928, \u092f\u0926\u093f \u0906\u092a\u0915\u0940 \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 2 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092c\u0922\u093c \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u0928\u090f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0926\u0930\u094b\u0902 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u090b\u0923\u0926\u093e\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u0938\u0902\u0938\u094d\u0915\u0930\u0923 \u0936\u0941\u0932\u094d\u0915 (\u0930\u0942\u092a\u093e\u0902\u0924\u0930\u0923 \u0936\u0941\u0932\u094d\u0915) \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092c\u0915\u093e\u092f\u093e \u090b\u0923 \u0915\u093e 0.5 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 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\u092c\u094d\u092f\u093e\u091c \u092a\u0930 1.5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0915\u0940 \u0915\u091f\u094c\u0924\u0940 \u0915\u093e \u0926\u093e\u0935\u093e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 (01 \u092e\u093e\u0930\u094d\u091a, 1999 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0932\u093f\u090f \u0917\u090f \u090b\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u0918\u091f\u093e\u0915\u0930 30,000 \u0930\u0941\u092a\u092f\u0947 \u0915\u0930 \u0926\u0940 \u0917\u0908 \u0939\u0948)\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u092a\u0942\u0930\u094d\u0935-\u0905\u0927\u093f\u0917\u094d\u0930\u0939\u0923 \u092f\u093e \u092a\u0942\u0930\u094d\u0935-\u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f \u0926\u0947\u092f \u092c\u094d\u092f\u093e\u091c \u0909\u0938 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0936\u0941\u0930\u0942 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u092a\u093e\u0902\u091a \u0938\u092e\u093e\u0928 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0915\u093f\u0936\u094d\u0924\u094b\u0902 \u092e\u0947\u0902 \u0915\u091f\u094c\u0924\u0940 \u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0917\u093e, \u091c\u093f\u0938\u092e\u0947\u0902 \u0918\u0930 \u0915\u093e \u0905\u0927\u093f\u0917\u094d\u0930\u0939\u0923 \u092f\u093e \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0915\u0930 \u0932\u093e\u092d: \u092e\u0942\u0932\u0927\u0928 \u0915\u093e \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928<\/b><\/p><p><span style=\"font-weight: 400;\">\u0906\u092f\u0915\u0930 \u0905\u0927\u093f\u0928\u093f\u092f\u092e, 1961 \u0915\u0940 \u0927\u093e\u0930\u093e 80CCE \u0915\u0947 \u0938\u093e\u0925 \u092a\u0920\u093f\u0924 \u0928\u0908 \u0927\u093e\u0930\u093e 80C \u0915\u0947 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\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0964 \u0930\u093e\u092e, \u092e\u094c\u091c\u0942\u0926\u093e \u0915\u0940\u092e\u0924\u094b\u0902 \u092a\u0930 \u090f\u0915 \u092b\u094d\u0932\u0948\u091f \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u093e \u0907\u091a\u094d\u091b\u0941\u0915 \u0939\u0948, \u091c\u092c\u0915\u093f \u0926\u0942\u0938\u0930\u093e &#8211; \u0936\u094d\u092f\u093e\u092e &#8211; \u0915\u093f\u0930\u093e\u090f \u0915\u0947 \u0918\u0930 \u092e\u0947\u0902 \u0930\u0939\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0939\u092e \u092e\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0930\u093e\u092e \u0928\u0947 \u0905\u092a\u0928\u0940 8 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092a\u0942\u0902\u091c\u0940 \u0938\u0947 33 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u0947 \u092b\u094d\u0932\u0948\u091f \u0915\u0947 \u0932\u093f\u090f \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 15 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 10 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 25 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0947 \u090b\u0923 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u090b\u0923 \u0915\u0947 \u092a\u094d\u0930\u0924\u093f \u0909\u0928\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927\u0924\u093e (\u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924) 26,835 \u0930\u0941\u092a\u092f\u0947 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(\u0928\u090f \u092a\u094d\u0930\u0924\u094d\u092f\u0915\u094d\u0937 \u0915\u0930 \u0938\u0902\u0939\u093f\u0924\u093e \u0915\u0947 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902), \u0935\u0939 42.75 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0936\u0941\u0926\u094d\u0927 \u0930\u093e\u0936\u093f \u0916\u0930\u094d\u091a \u0915\u0930\u0947\u0917\u093e\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0905\u092c, \u092e\u093e\u0928 \u0932\u0947\u0902 \u0915\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 7 \u092b\u0940\u0938\u0926\u0940 \u0915\u0940 \u0926\u0930 \u0938\u0947 \u092c\u0922\u093c\u0924\u0940 \u0939\u0948\u0902, \u0924\u094b \u0909\u0928\u0915\u093e 33 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u0918\u0930 15 \u0938\u093e\u0932 \u092c\u093e\u0926 91 \u0932\u093e\u0916 \u0915\u093e \u0939\u094b\u0917\u093e\u0964 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092e\u0947\u0902 \u0909\u0928\u0915\u0947 \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u0909\u0928\u094d\u0939\u0947\u0902 40.25 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u092e\u0942\u0932\u094d\u092f \u0935\u0943\u0926\u094d\u0927\u093f \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u0941\u092f\u0940\u0964 \u092f\u0939 6.9 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0940 \u0906\u0902\u0924\u0930\u093f\u0915 \u0930\u093f\u091f\u0930\u094d\u0928 \u0926\u0930 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0905\u092c, \u0936\u094d\u092f\u093e\u092e \u0915\u0947 \u092a\u093e\u0938 \u0906\u0915\u0930, \u0935\u0939 \u0930\u093e\u092e \u0926\u094d\u0935\u093e\u0930\u093e \u0916\u0930\u0940\u0926\u0947 \u0917\u090f \u0918\u0930 \u0915\u0947 \u0938\u092e\u093e\u0928 \u0939\u0940 \u090f\u0915 \u0918\u0930 \u0915\u093f\u0930\u093e\u090f \u092a\u0930 \u0932\u0947\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0915\u093f\u0930\u093e\u092f\u0947 \u0938\u0947 \u0932\u0917\u092d\u0917 3.5 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0940 \u092a\u094d\u0930\u093e\u092a\u094d\u0924\u093f \u092e\u093e\u0928\u0924\u0947 \u0939\u0941\u090f, \u0909\u0928\u094d\u0939\u0947\u0902 \u0915\u093f\u0930\u093e\u090f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u093f \u092e\u093e\u0939 \u0932\u0917\u092d\u0917 10,000 \u0930\u0941\u092a\u092f\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0939\u094b\u0902\u0917\u0947\u0964 \u0905\u092c, \u091a\u0942\u0902\u0915\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0915\u0940\u092e\u0924\u0947\u0902 \u0939\u0930 \u0938\u093e\u0932 7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092c\u0922\u093c \u0930\u0939\u0940 \u0939\u0948\u0902, \u092e\u0915\u093e\u0928 \u092e\u093e\u0932\u093f\u0915 \u0905\u092a\u0928\u093e \u0915\u093f\u0930\u093e\u092f\u093e \u092d\u0940 \u0907\u0924\u0928\u093e \u0939\u0940 \u092c\u0922\u093c\u093e\u090f\u0917\u093e\u0964 \u0918\u0930 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0915\u093e\u0930\u0923, \u0909\u0928\u0915\u0947 \u092a\u093e\u0938 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0930\u093e\u0936\u093f (EMI \u0915\u093e \u0905\u0928\u0941\u092e\u093e\u0928\u093f\u0924 \u092e\u0942\u0932\u094d\u092f \u0918\u091f\u093e\u0915\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0915\u093f\u0930\u093e\u092f\u093e) \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0906\u0907\u090f \u092e\u093e\u0928 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0936\u094d\u092f\u093e\u092e HRA \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u090f \u0917\u090f \u0915\u093f\u0930\u093e\u090f \u0915\u0947 30 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u092a\u0930 \u0915\u0930 \u0932\u093e\u092d \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0939\u0948\u0964 \u092a\u0939\u0932\u0947 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 \u0935\u0939 \u092e\u093e\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 19,835 \u0930\u0941\u092a\u092f\u0947 (26835 \u0930\u0941\u092a\u092f\u0947 &#8211; 7,000 \u0930\u0941\u092a\u092f\u0947) \u0915\u0940 \u092c\u091a\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 7 \u092a\u094d\u0930\u0924\u093f\u0936\u0924 \u0915\u0947 \u0915\u0930-\u092a\u0936\u094d\u091a\u093e\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 7 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 (\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u092e\u0928\u0940) \u0915\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 15 \u0938\u093e\u0932 \u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902 \u0909\u0938\u0915\u0940 \u0915\u0941\u0932 \u092c\u091a\u0924 68 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0939\u094b\u0917\u0940\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u093f\u0930\u093e\u092f\u0947 \u0915\u0947 \u0924\u094c\u0930 \u092a\u0930 21 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u0939\u094b\u0917\u093e\u0964 \u0909\u0928\u0915\u093e IRR 2.5 \u092b\u0940\u0938\u0926\u0940 \u092c\u0928\u0947\u0917\u093e\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f \u0928\u093f\u0935\u0947\u0936\u0915 \u0936\u0941\u0930\u0941\u0906\u0924\u0940 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0915\u093e\u092b\u0940 \u092c\u091a\u0924 \u0915\u0930\u0924\u093e \u0939\u0948, \u0932\u0947\u0915\u093f\u0928 \u092c\u093e\u0926 \u0915\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0915\u093f\u0930\u093e\u090f \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0938\u0947 \u0909\u0938\u0915\u0940 \u092c\u091a\u0924 \u0915\u092e \u0939\u094b \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u0909\u0926\u093e\u0939\u0930\u0923 \u092e\u0947\u0902, \u091c\u093e\u0939\u093f\u0930 \u0939\u0948, \u0930\u093e\u092e \u0915\u094b \u0936\u094d\u092f\u093e\u092e \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u092c\u0939\u0941\u0924 \u092c\u0947\u0939\u0924\u0930 \u0938\u094c\u0926\u093e \u092e\u093f\u0932\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f, \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0938\u0947 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u094b \u0938\u092c\u0938\u0947 \u0905\u0927\u093f\u0915 \u092b\u093e\u092f\u0926\u093e \u0939\u094b\u0917\u093e \u091c\u094b \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u0924\u0915 (\u091c\u0948\u0938\u0947 \u0915\u093f 15 \u0938\u093e\u0932) \u090f\u0915 \u0939\u0940 \u0938\u094d\u0925\u093e\u0928 \u092a\u0930 \u0930\u0939\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0939\u0948\u0902 \u0914\u0930 \u091c\u094b \u0909\u091a\u094d\u091a \u0915\u0930 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0906\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u092e\u0947\u0902 \u0909\u091a\u093f\u0924 \u0926\u0930 \u0938\u0947 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f, \u0905\u0927\u093f\u092e\u093e\u0928\u0924\u0903 \u092e\u0941\u0926\u094d\u0930\u093e\u0938\u094d\u092b\u0940\u0924\u093f \u0938\u0947 \u0905\u0927\u093f\u0915\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8772\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8772\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0906\u0935\u093e\u0938 \u090b\u0923 \u0936\u092c\u094d\u0926\u093e\u0935\u0932\u0940 \u0915\u094b \u0921\u093f\u0915\u094b\u0921 \u0915\u093f\u092f\u093e \u0917\u092f\u093e<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8772\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8772\"><p><b><i>\u090b\u0923 \u0915\u0947 \u0906\u0902\u0936\u093f\u0915 \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0915\u0947\u0935\u0932 \u0938\u0902\u0935\u093f\u0924\u0930\u093f\u0924 \u0930\u093e\u0936\u093f \u092a\u0930 \u0926\u0947\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092c\u094d\u092f\u093e\u091c \u0915\u094b \u092a\u094d\u0930\u0940-EMI \u092c\u094d\u092f\u093e\u091c \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/i><\/b><b><i><br \/><\/i><\/b><b><i><br \/><\/i><\/b><span style=\"font-weight: 400;\">\u091c\u092c \u0906\u092a \u0905\u092a\u0928\u0947 \u0938\u092a\u0928\u094b\u0902 \u0915\u093e \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0932\u0947\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u092e\u0947\u0902 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u092f\u093e \u092c\u0948\u0902\u0915 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0915\u0908 \u0924\u0915\u0928\u0940\u0915\u0940 \u0936\u092c\u094d\u0926\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u0906\u092a\u0915\u094b \u0928\u090f \u0932\u0917 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u092c \u0906\u092a \u0917\u0943\u0939 \u090b\u0923 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902 \u0924\u094b \u0928\u0940\u091a\u0947 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0932\u0947\u0916 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u093f\u090f \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0908 \u0924\u0915\u0928\u0940\u0915\u0940 \u0936\u092c\u094d\u0926\u094b\u0902 \u0915\u0940 \u090f\u0915 \u0938\u0942\u091a\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u092e\u093e\u0930\u094d\u091c\u093f\u0928<\/b><\/p><p><span style=\"font-weight: 400;\">\u091c\u092c \u0906\u092a \u0909\u0927\u093e\u0930 \u0932\u0947\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0917\u0943\u0939 \u090b\u0923 \u0915\u0902\u092a\u0928\u0940 \u092f\u093e \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u092a\u0942\u0930\u0940 \u0930\u093e\u0936\u093f \u0909\u0927\u093e\u0930 \u0928\u0939\u0940\u0902 \u0926\u0947\u0917\u093e\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u0918\u0930 \u0915\u0940 \u0932\u093e\u0917\u0924 \u0915\u093e 80% \u0938\u0947 90% \u0930\u093e\u0936\u093f \u0909\u0927\u093e\u0930 \u0926\u0947\u0917\u093e\u0964 \u0906\u092a\u0915\u094b \u092c\u093e\u0915\u0940 20% \u0938\u0947 10% \u0924\u0915 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u094d\u0935\u092f\u0902 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u092a\u0928\u0947 \u092a\u094b\u0930\u094d\u0915\u0947\u091f \u0938\u0947 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0936\u0947\u0937 \u0930\u093e\u0936\u093f \u0915\u094b \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0902\u091f \u092f\u093e \u092e\u093e\u0930\u094d\u091c\u093f\u0928 \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0915\u094d\u0930\u092f<\/b><\/p><p><span style=\"font-weight: 400;\">\u092f\u0939 \u0935\u0939 \u0936\u092c\u094d\u0926 \u0939\u0948 \u091c\u093f\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0924\u092c \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u091c\u092c \u0906\u092a \u0915\u093f\u0938\u0940 \u0910\u0938\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0938\u0947 \u0918\u0930 \u0916\u0930\u0940\u0926 \u0930\u0939\u0947 \u0939\u094b\u0902 \u091c\u093f\u0938\u0915\u0947 \u092a\u093e\u0938 \u092f\u0939 \u092a\u0939\u0932\u0947 \u0938\u0947 \u0939\u0940 \u0939\u0948 \u0914\u0930 \u0935\u0939 \u0907\u0938\u0947 \u092c\u0947\u091a \u0930\u0939\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f, \u0907\u0938\u0947 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0915\u094d\u0930\u092f \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0938\u0940\u0927\u0947 \u092c\u093f\u0932\u094d\u0921\u0930 \u0938\u0947 \u092c\u093f\u0932\u094d\u0915\u0941\u0932 \u0928\u092f\u093e \u0918\u0930 \u0928\u0939\u0940\u0902 \u0916\u0930\u0940\u0926 \u0930\u0939\u0947 \u0939\u0948\u0902 \u092f\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u0928\u093f\u0930\u094d\u092e\u093e\u0923\u093e\u0927\u0940\u0928 \u0918\u0930 \u0928\u0939\u0940\u0902 \u0916\u0930\u0940\u0926 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928<\/b><\/p><p><span style=\"font-weight: 400;\">\u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902 \u092f\u093e \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0908 \u092e\u093e\u092a\u0926\u0902\u0921\u094b\u0902 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u0935\u0947 \u0906\u092a\u0915\u0940 \u092c\u091a\u0924, \u0906\u092f, \u0906\u092f\u0941, \u092f\u094b\u0917\u094d\u092f\u0924\u093e, \u0915\u093e\u0930\u094d\u092f \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f \u0914\u0930 \u0915\u093e\u0930\u094d\u092f \u0905\u0928\u0941\u092d\u0935 \u0906\u0926\u093f \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0947\u0902\u0917\u0947\u0964 \u0935\u0947 \u092f\u0939 \u092d\u0940 \u0938\u0924\u094d\u092f\u093e\u092a\u093f\u0924 \u0915\u0930\u0947\u0902\u0917\u0947 \u0915\u093f \u0906\u092a \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u092e\u0947\u0902 \u0915\u093f\u0924\u0928\u0947 \u090b\u0923 \u091a\u0941\u0915\u093e \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0907\u0928 \u0938\u092d\u0940 \u0915\u093e\u0930\u0915\u094b\u0902 \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u090b\u0923\u0926\u093e\u0924\u093e \u092f\u0939 \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0947\u0902\u0917\u0947 \u0915\u093f \u0906\u092a \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902 \u092f\u093e \u0928\u0939\u0940\u0902 \u0914\u0930 \u0906\u092a\u0915\u094b \u0909\u0927\u093e\u0930 \u0926\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0930\u093e\u0936\u093f \u0915\u093f\u0924\u0928\u0940 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0915\u094b \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f<\/b><\/p><p><span style=\"font-weight: 400;\">\u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f \u0909\u0938 \u0935\u0930\u094d\u0937 \u0915\u0940 \u0905\u0935\u0927\u093f \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>\u092a\u0942\u0930\u094d\u0935-\u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u0938\u0902\u092a\u0924\u094d\u0924\u093f<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">\u0915\u093f\u0938\u0940 \u092d\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u0916\u0930\u0940\u0926\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947, \u0918\u0930 \u0915\u0947 \u0916\u0930\u0940\u0926\u093e\u0930 \u0915\u094b \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u0915\u093f \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u0947 \u092a\u093e\u0938 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u092e\u0902\u091c\u0942\u0930\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0939\u0948 \u0915\u093f \u0915\u093f\u0938\u0940 \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u0947 \u0905\u0928\u0941\u0930\u094b\u0927 \u092a\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0914\u0930 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u0915\u0940 \u091c\u093e\u0902\u091a \u092c\u0948\u0902\u0915 \/ \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 (FI) \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u0940 \u0917\u0908 \u0939\u0948\u0964 \u092c\u0948\u0902\u0915\u094b\u0902 \/ FI \u0915\u0947 \u092a\u093e\u0938 \u0924\u0915\u0928\u0940\u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0909\u0928\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0935\u094d\u092f\u093e\u092a\u0915 \u0939\u094b\u0917\u093e\u0964 \u0907\u0938\u092e\u0947\u0902 \u0915\u0908 \u0905\u0928\u094d\u092f \u091a\u0940\u091c\u093c\u094b\u0902 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u0947 \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u091c\u0948\u0938\u0940 \u091a\u0940\u091c\u093c\u094b\u0902 \u0915\u094b \u092d\u0940 \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0938\u092c \u0915\u0941\u091b \u0920\u0940\u0915 \u0930\u0939\u093e \u0924\u094b \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u094b \u092e\u0902\u091c\u0942\u0930\u0940 \u0915\u0940 \u092e\u094b\u0939\u0930 \u092e\u093f\u0932 \u091c\u093e\u090f\u0917\u0940\u0964 \u0938\u093e\u0925 \u0939\u0940, \u092c\u0948\u0902\u0915 \/ FI \u0938\u092e\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u0940 \u0915\u094d\u0937\u092e\u0924\u093e \u0914\u0930 \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u092d\u0940 \u0926\u0947\u0916\u0947\u0917\u093e\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092e\u0947\u0902 \u0926\u0947\u0930\u0940 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0939\u094b\u092e \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0915\u0902\u092a\u0928\u0940 \u0915\u094b\u0908 \u0915\u093e\u0930\u094d\u0930\u0935\u093e\u0908 \u0915\u0930\u0947\u0917\u0940 \u092f\u093e \u0915\u094b\u0908 \u0936\u0941\u0932\u094d\u0915 \u092e\u093e\u092b \u0915\u0930\u0947\u0917\u0940\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0938\u093f\u0930\u094d\u092b \u0907\u0924\u0928\u093e \u0939\u0948 \u0915\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u093e\u092f\u0930\u0947 \u092e\u0947\u0902 \u0906\u0924\u0940 \u0939\u0948 \u0914\u0930 \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u093e \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0905\u091a\u094d\u091b\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0936\u094d\u0924\u0947\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">EMI \u0935\u0939 \u0930\u093e\u0936\u093f \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u0930 \u092e\u0939\u0940\u0928\u0947 \u091a\u0941\u0915\u093e\u0928\u0940 \u0939\u094b\u0917\u0940\u0964 EMI \u0906\u092a\u0915\u0940 \u090b\u0923 \u0930\u093e\u0936\u093f (\u092e\u0942\u0932\u0927\u0928) \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u093e \u090f\u0915 \u0905\u0938\u092e\u093e\u0928 \u0938\u0902\u092f\u094b\u091c\u0928 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092a\u0942\u0930\u0947 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 EMI \u0938\u094d\u0925\u093f\u0930 \u0930\u0939\u0924\u0940 \u0939\u0948\u0964 \u092e\u093e\u0928 \u0932\u0940\u091c\u093f\u090f \u0915\u093f \u0906\u092a\u0915\u0947 \u092a\u093e\u0938 4,400 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 EMI \u0915\u0947 \u0938\u093e\u0925 \u092a\u093e\u0902\u091a \u0938\u093e\u0932 \u0915\u093e \u090b\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0930\u0915\u092e \u0906\u092a\u0915\u094b \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0905\u0917\u0932\u0947 60 \u092e\u0939\u0940\u0928\u0947 \u0924\u0915 \u091a\u0941\u0915\u093e\u0928\u0940 \u0939\u094b\u0917\u0940\u0964 EMI \u0924\u092f \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0939\u094b\u092e \u0932\u094b\u0928 \u092b\u093e\u0907\u0928\u0947\u0902\u0938\u0930 \u0907\u0928 \u091a\u0940\u091c\u093c\u094b\u0902 \u092a\u0930 \u0917\u094c\u0930 \u0915\u0930\u0947\u0917\u093e:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092e\u0942\u0932\u0927\u0928 (\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u090b\u0923 \u0930\u093e\u0936\u093f)\u0964<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0905\u0935\u0927\u093f (\u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u094b \u091c\u093f\u0924\u0928\u0947 \u0935\u0930\u094d\u0937 \u0932\u0917\u0947\u0902\u0917\u0947)\u0964<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0926\u0930\u0964<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u0948\u0938\u0947 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948 (\u092e\u093e\u0938\u093f\u0915 \u0915\u091f\u094c\u0924\u0940, \u0924\u094d\u0930\u0948\u092e\u093e\u0938\u093f\u0915 \u0915\u091f\u094c\u0924\u0940 \u092f\u093e \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0915\u091f\u094c\u0924\u0940 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930)\u0964<\/span><\/li><\/ul><p><b>\u0938\u0902\u0935\u093f\u0924\u0930\u0923<\/b><\/p><p><b>\u092a\u0942\u0930\u094d\u0923 \u0938\u0902\u0935\u093f\u0924\u0930\u0923<\/b><\/p><p><span style=\"font-weight: 400;\">\u092a\u0942\u0930\u094d\u0923 \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u092c \u092a\u0942\u0930\u0940 \u0932\u093e\u0917\u0924 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u090f\u0915 \u092c\u093e\u0930 \u092e\u0947\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948; \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0915\u094b \u092a\u0942\u0930\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0938\u094c\u0902\u092a \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u091a\u0947\u0915 \u0924\u092d\u0940 \u0938\u0902\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 (\u092f\u0939 \u0915\u092d\u0940 \u092d\u0940 \u0928\u0915\u0926 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0939\u094b\u0924\u093e) \u091c\u092c \u0906\u092a\u0928\u0947 \u0938\u092d\u0940 \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u091c\u092e\u093e \u0915\u0930 \u0926\u093f\u090f \u0939\u094b\u0902 \u0914\u0930 \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0902\u091f \u0915\u0930 \u0926\u093f\u092f\u093e \u0939\u094b\u0964 \u092f\u0926\u093f \u092f\u0939 \u092a\u0941\u0928\u0930\u094d\u0935\u093f\u0915\u094d\u0930\u092f \u0939\u0948, \u0924\u094b \u091a\u0947\u0915 \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u092c\u0928\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u093e \u0918\u0930 \u0915\u093f\u0938\u0940 \u092c\u093f\u0932\u094d\u0921\u0930 \u0938\u0947 \u0916\u0930\u0940\u0926 \u0930\u0939\u0947 \u0939\u0948\u0902 \u0924\u094b \u0935\u0939 \u092c\u093f\u0932\u094d\u0921\u0930 \u0915\u0947 \u0928\u093e\u092e \u092a\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0906\u0902\u0936\u093f\u0915 \u0938\u0902\u0935\u093f\u0924\u0930\u0923<\/b><\/p><p><span style=\"font-weight: 400;\">\u0906\u0902\u0936\u093f\u0915 \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 (\u090f\u0915 \u092c\u093e\u0930 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u091c\u0948\u0938\u093e \u0915\u093f \u092a\u0942\u0930\u094d\u0923 \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0939\u094b\u0924\u093e \u0939\u0948)\u0964 \u0915\u093f\u0938\u0940 \u092c\u093f\u0932\u094d\u0921\u0930 \u0938\u0947 \u0905\u092a\u093e\u0930\u094d\u091f\u092e\u0947\u0902\u091f \u0916\u0930\u0940\u0926\u0924\u0947 \u0938\u092e\u092f \u0914\u0930 \u0935\u0939 \u0928\u093f\u0930\u094d\u092e\u093e\u0923\u093e\u0927\u0940\u0928 \u0939\u0948, \u0924\u094b \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u090f\u0915 \u092c\u093e\u0930 \u092e\u0947\u0902 \u0938\u093e\u0930\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u091c\u093e\u0930\u0940 \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0917\u0940\u0964 \u092a\u0948\u0938\u093e \u091a\u0930\u0923\u094b\u0902 \u092e\u0947\u0902 \u091c\u093e\u0930\u0940 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u092a\u0939\u0932\u0940 \u092e\u0902\u091c\u093f\u0932 \u0915\u0947 \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u092a\u0930 20% \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e, \u0906\u0916\u093f\u0930\u0940 \u092e\u0902\u091c\u093f\u0932 \u0915\u0947 \u092a\u0942\u0930\u093e \u0939\u094b\u0928\u0947 \u092a\u0930 40% \u0914\u0930 \u0907\u0938\u0940 \u0924\u0930\u0939 \u0906\u0917\u0947 \u092d\u0940\u0964 \u0907\u0938\u0932\u093f\u090f \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u0938\u0947 \u091c\u0941\u0921\u093c\u093e \u0939\u0941\u0906 \u0939\u094b\u0924\u093e \u0939\u0948 \u0914\u0930 \u0924\u0926\u0928\u0941\u0938\u093e\u0930 \u0938\u0902\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0905\u0917\u094d\u0930\u093f\u092e \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0938\u0941\u0935\u093f\u0927\u093e<\/b><\/p><p><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0918\u0930 \u0905\u092d\u0940 \u092d\u0940 \u0928\u093f\u0930\u094d\u092e\u093e\u0923\u093e\u0927\u0940\u0928 \u0939\u0948, \u0924\u094b \u0906\u0902\u0936\u093f\u0915 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902, \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092a\u0942\u0930\u093e \u0928 \u0939\u094b\u0928\u0947 \u092a\u0930 \u092d\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u092a\u0942\u0930\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u094b \u0924\u0948\u092f\u093e\u0930 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0947 \u0905\u0917\u094d\u0930\u093f\u092e \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0915\u0947\u0935\u0932 \u0907\u0928 \u0926\u094b\u0928\u094b\u0902 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0939\u094b\u0917\u093e:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0916\u0930\u0940\u0926\u093e\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u0938\u0947 \u0910\u0938\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0928\u0941\u0930\u094b\u0927 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0906\u0936\u094d\u0935\u0938\u094d\u0924 \u0939\u0948 \u0915\u093f \u092c\u093f\u0932\u094d\u0921\u0930 \u0938\u092e\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092e\u093e\u0923 \u092a\u0942\u0930\u093e \u0915\u0930\u0947\u0917\u093e\u0964<\/span><\/li><\/ul><p><b>\u092a\u094d\u0930\u0940-EMI \u092c\u094d\u092f\u093e\u091c<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0947 \u0906\u0902\u0936\u093f\u0915 \u0938\u0902\u0935\u093f\u0924\u0930\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u092e\u093e\u0938\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0915\u0947\u0935\u0932 \u0938\u0902\u0935\u093f\u0924\u0930\u093f\u0924 \u0930\u093e\u0936\u093f \u092a\u0930 \u0926\u0947\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092c\u094d\u092f\u093e\u091c \u0915\u094b \u092a\u094d\u0930\u0940-EMI \u092c\u094d\u092f\u093e\u091c \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u092f\u0939 \u0905\u0902\u0924\u093f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u0939\u094b\u0928\u0947 \u0924\u0915 \u092e\u093e\u0938\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u0926\u0947\u092f \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0947 \u092c\u093e\u0926 EMI \u0936\u0941\u0930\u0942 \u0939\u094b \u091c\u093e\u090f\u0917\u0940\u0964<\/span><\/p><p><b>\u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u092a\u0924\u094d\u0930<\/b><\/p><p><span style=\"font-weight: 400;\">\u090f\u0915 \u092c\u093e\u0930 \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0939\u094b \u091c\u093e\u0928\u0947 \u092a\u0930, \u0906\u092a\u0915\u094b \u0915\u0908 \u0935\u093f\u0935\u0930\u0923 \u092c\u0924\u093e\u0924\u0947 \u0939\u0941\u090f \u090f\u0915 \u092a\u094d\u0930\u0938\u094d\u0924\u093e\u0935 \u092a\u0924\u094d\u0930 \u092e\u093f\u0932\u0947\u0917\u093e\u0964<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0930\u093e\u0936\u093f<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0926\u0930<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092c\u094d\u092f\u093e\u091c \u0915\u0940 \u0928\u093f\u0936\u094d\u091a\u093f\u0924\/ \u0932\u091a\u0940\u0932\u0940 \u0926\u0930<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u200cEMI \u0915\u0940 \u0930\u093e\u0936\u093f<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u0947\u0937 \u092f\u094b\u091c\u0928\u093e \u0915\u0947 \u0924\u0939\u0924 \u092a\u0947\u0936\u0915\u0936 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948, \u0924\u094b \u092f\u094b\u091c\u0928\u093e \u0915\u093e \u0935\u093f\u0935\u0930\u0923<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0915\u094b\u0908 \u0905\u0928\u094d\u092f \u0936\u0930\u094d\u0924\u0947\u0902<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u0924\u094d\u0930 \u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u0928\u0939\u0940\u0902 \u0939\u0948 \u0915\u093f \u090b\u0923 \u0906\u092a\u0915\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u093e \u092e\u0924\u0932\u092c \u0915\u0947\u0935\u0932 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u092e\u093e\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u092e\u0924 \u0939\u094b \u0917\u0908 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u092c\u093e\u0926 \u092f\u0939 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0914\u0930 \u0915\u093e\u0928\u0942\u0928\u0940 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u092a\u0930 \u0917\u094c\u0930 \u0915\u0930\u0947\u0917\u0940 \u0914\u0930 \u0938\u093e\u0925 \u0939\u0940 \u0906\u092a\u0915\u0947 \u0926\u094d\u0935\u093e\u0930\u093e \u0916\u0930\u0940\u0926\u0940 \u091c\u093e \u0930\u0939\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092d\u0940 \u0915\u0930\u0947\u0917\u0940\u0964 \u092f\u0947 \u0914\u092a\u091a\u093e\u0930\u093f\u0915\u0924\u093e\u090f\u0902 \u092a\u0942\u0930\u0940 \u0939\u094b\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0940 \u090b\u0923 \u0938\u0902\u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\"><br \/><\/span><b>PDC<\/b><b><br \/><\/b><span style=\"font-weight: 400;\">\u092a\u094b\u0938\u094d\u091f-\u0921\u0947\u091f\u0947\u0921 \u091a\u0947\u0915 (PDC) \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u0926\u093f\u0928\u093e\u0902\u0915\u093f\u0924 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0928\u093f\u0930\u094d\u0926\u093f\u0937\u094d\u091f \u0924\u093f\u0925\u093f \u0924\u0915 \u0938\u0902\u0938\u093e\u0927\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u093f\u090f \u091c\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0906\u092e \u0924\u094c\u0930 \u092a\u0930, \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u090f\u0915 \u0938\u093e\u0932 \u092f\u093e \u0936\u093e\u092f\u0926 \u0926\u094b \u092f\u093e \u0924\u0940\u0928 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u091a\u0947\u0915 \u0915\u0940 \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u092e\u093e\u0902\u0917\u0947\u0917\u0940\u0964 \u0907\u0928\u0915\u0947 \u0905\u0902\u0924 \u092e\u0947\u0902, \u0906\u092a\u0915\u094b \u0905\u0917\u0932\u0947 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a\u0942\u0930\u094d\u0924\u093f \u0915\u0940 \u092d\u0930\u092a\u093e\u0908 \u0915\u0930\u0928\u0940 \u0939\u094b\u0917\u0940\u0964 \u092f\u0947 \u091a\u0947\u0915 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0902\u092a\u0928\u0940 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0939\u094b\u0902\u0917\u0947, \u091c\u093f\u0928 \u092a\u0930 \u0906\u092a\u0915\u0947 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0939\u094b\u0902\u0917\u0947 \u0914\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u0938\u091f\u0940\u0915 EMI \u092c\u0924\u093e\u0908 \u091c\u093e\u090f\u0917\u0940\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8773\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8773\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">0% \u092c\u094d\u092f\u093e\u091c \u0935\u093e\u0932\u0940 EMI \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u093e \u0928\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 \u092a\u0915\u094d\u0937<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8773\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8773\"><p><b><i>\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092d\u093e\u0937\u093e \u092e\u0947\u0902, \u0906\u092a\u0915\u094b \u0915\u092d\u0940 \u092d\u0940 \u0909\u092a\u092d\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0927\u093e\u0930 \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u0907\u0938\u0938\u0947 \u092d\u0940 \u092c\u0926\u0924\u0930 \u0939\u094b\u0924\u093e \u0939\u0948 \u0905\u0917\u0930 \u0906\u092a \u0905\u092a\u0928\u0947 \u0938\u093e\u0925\u093f\u092f\u094b\u0902 \u0938\u0947 \u0906\u0917\u0947 \u0928\u093f\u0915\u0932\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u0917\u0948\u091c\u0947\u091f\u094d\u0938 \u092a\u0930 \u092f\u0947 \u092a\u0948\u0938\u093e \u0916\u0930\u094d\u091a \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902<\/i><\/b><\/p><p><span style=\"font-weight: 400;\">\u0905\u0915\u094d\u0938\u0930, \u091c\u093f\u0938\u0947 \u0939\u092e \u0915\u093f\u092b\u093e\u092f\u0924\u0940 \u0938\u092e\u091d\u0924\u0947 \u0939\u0948\u0902 \u0909\u0938\u0915\u0947 \u092a\u0940\u091b\u0947 \u091c\u092c\u0930\u0926\u0938\u094d\u0924 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0905\u0928\u094d\u092f\u0925\u093e \u0935\u093f\u0915\u094d\u0930\u0947\u0924\u093e \u0910\u0938\u0940 \u091a\u0940\u091c\u093c \u092c\u0947\u091a\u0928\u0947 \u092e\u0947\u0902 \u0926\u093f\u0932\u091a\u0938\u094d\u092a\u0940 \u0915\u094d\u092f\u094b\u0902 \u0932\u0947\u0917\u093e \u091c\u094b \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u092b\u0940 \u0938\u0938\u094d\u0924\u0940 \u0939\u0948? \u0907\u0938\u0915\u093e \u090f\u0915 \u0909\u0926\u0939\u093e\u0930\u0923 0% \u092c\u094d\u092f\u093e\u091c \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924\u0947\u0902 (EMI) \u0939\u0948, \u092f\u0939 \u0909\u0928 \u0915\u0941\u091b \u0906\u0915\u0930\u094d\u0937\u0915 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u092e\u0947\u0902 \u0938\u0947 \u090f\u0915 \u0925\u0940\u0964 \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902, \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 \u0928\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0947 0% \u092c\u094d\u092f\u093e\u091c \u0935\u093e\u0932\u0940 \u092f\u094b\u091c\u0928\u093e\u090f\u0902 \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u0915\u094b \u0915\u0939\u093e, \u091c\u094b \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0936\u094d\u0924\u094b\u0902 \u092a\u0930 \u0938\u093e\u092e\u093e\u0928 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u0940 \u0925\u0940\u0902\u0964 \u092c\u0948\u0902\u0915 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0907\u0902\u0921\u0915\u094d\u0936\u0928 \u0915\u0941\u0915\u0930 \u091c\u0948\u0938\u0947 \u0930\u0938\u094b\u0908 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u094b\u0928, \u091f\u0948\u092c\u0932\u0947\u091f \u0914\u0930 LED \u091f\u0947\u0932\u0940\u0935\u093f\u091c\u0928 \u0938\u0947\u091f \u091c\u0948\u0938\u0947 \u0939\u093e\u0908 \u090f\u0902\u0921 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u0917\u0948\u091c\u0947\u091f \u0924\u0915 \u0915\u0941\u091b \u092d\u0940 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0928 \u0935\u093f\u0936\u0947\u0937 \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u0940 \u092a\u0947\u0936\u0915\u0936 \u0915\u0930\u0924\u0947 \u0925\u0947\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092d\u093e\u0937\u093e \u092e\u0947\u0902, \u0906\u092a\u0915\u094b \u0915\u092d\u0940 \u092d\u0940 \u0909\u092a\u092d\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0927\u093e\u0930 \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u0907\u0938\u0938\u0947 \u092d\u0940 \u092c\u0926\u0924\u0930 \u0924\u092c \u0939\u094b\u0924\u093e \u0939\u0948 \u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u0947 \u0938\u093e\u0925\u093f\u092f\u094b\u0902 \u0938\u0947 \u092c\u0930\u093e\u092c\u0930\u0940 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u091b \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u0917\u0948\u091c\u0947\u091f\u094d\u0938 \u092a\u0930 \u092a\u0948\u0938\u093e \u0916\u0930\u094d\u091a \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u092f\u094b\u091c\u0928 \u0915\u0947 \u092e\u0942\u0932 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924 \u0938\u0941\u091d\u093e\u0935 \u0926\u0947\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u0906\u092a\u0915\u094b \u092b\u093f\u091c\u0942\u0932\u0916\u0930\u094d\u091a\u0940 \u0915\u0947 \u0932\u093f\u090f \u0909\u0927\u093e\u0930 \u0928\u0939\u0940\u0902 \u0932\u0947\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u092c\u094b\u091d \u0921\u093e\u0932 \u0938\u0915\u0924\u093e \u0939\u0948 \u0914\u0930 \u0915\u093f\u0938\u0940 \u0906\u0935\u0936\u094d\u092f\u0915 \u091a\u0940\u091c\u093c \u0915\u0947 \u0932\u093f\u090f \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0940 \u0917\u0941\u0902\u091c\u093e\u0907\u0936 \u0915\u094b \u0938\u0940\u092e\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u091a\u0940\u091c\u093c\u0947\u0902 \u092c\u0926\u0932 \u0930\u0939\u0940 \u0939\u0948\u0902 \u0914\u0930 \u0915\u092d\u0940-\u0915\u092d\u0940 \u0932\u094b\u0917 \u0905\u092a\u0928\u0940 \u0926\u0915\u094d\u0937\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u092f\u093e \u0905\u092a\u0928\u093e \u0938\u092e\u092f \u092c\u091a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0927\u093e\u0930 \u0932\u0947\u0915\u0930 \u091a\u0940\u091c\u093c\u0947\u0902 \u0916\u0930\u0940\u0926\u0928\u093e \u092a\u0938\u0902\u0926 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f, \u0915\u093e\u092e\u0915\u093e\u091c\u0940 \u092e\u0939\u093f\u0932\u093e\u090f\u0902 \u092e\u093e\u0907\u0915\u094d\u0930\u094b\u0935\u0947\u0935 \u0913\u0935\u0928 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0940 \u0939\u0948\u0902 \u0914\u0930 \u090f\u0915 \u0938\u0947\u0932\u094d\u0938 \u090f\u0915\u094d\u091c\u0940\u0915\u094d\u092f\u0942\u091f\u093f\u0935 \u090f\u0915 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u094b\u0928 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u093e \u0939\u0948\u0964 \u0914\u0930 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0907\u0938\u092e\u0947\u0902 \u090f\u0915 \u0905\u0935\u0938\u0930 \u092e\u0939\u0938\u0942\u0938 \u0939\u0941\u0906\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0907\u0928 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u094b \u0909\u0928 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u092c\u0947\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092e\u0930\u094d\u092a\u093f\u0924 \u092f\u094b\u091c\u0928\u093e\u090f\u0902 \u0936\u0941\u0930\u0942 \u0915\u0940\u0902 \u091c\u094b \u0909\u0927\u093e\u0930 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939\u093e\u0902 \u090f\u0915\u092e\u093e\u0924\u094d\u0930 \u0917\u0921\u093c\u092c\u0921\u093c\u0940 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0907\u0928\u094d\u0939\u0947\u0902 \u0917\u0932\u0924\u0940 \u0938\u0947 0% EMI \u092f\u094b\u091c\u0928\u093e\u090f\u0902 \u0915\u0939\u093e \u091c\u093e\u0924\u093e \u0939\u0948, \u091c\u0939\u093e\u0902 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u092f\u0939 \u0906\u092d\u093e\u0938 \u0939\u094b\u0924\u093e \u0939\u0948 \u0915\u093f \u0935\u0947 \u0915\u094b\u0908 \u092c\u094d\u092f\u093e\u091c \u0928\u0939\u0940\u0902 \u0926\u0947 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u092c\u0948\u0902\u0915 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0938\u0947 \u092f\u093e \u0924\u094b \u0905\u0917\u094d\u0930\u093f\u092e \u092d\u0941\u0917\u0924\u093e\u0928 \u0914\u0930 \u0938\u0947\u0935\u093e \u0936\u0941\u0932\u094d\u0915 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0935\u093e \u0930\u0939\u0947 \u0925\u0947 \u091c\u094b \u0909\u0924\u094d\u092a\u093e\u0926 \u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e\u0913\u0902 \u0915\u094b \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u093f\u090f \u0917\u090f \u092a\u0948\u0938\u0947 \u092a\u0930 \u0926\u0947\u092f \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u0916\u094d\u092f\u093e\u0932 \u0930\u0916\u0947\u0917\u093e \u092f\u093e \u0935\u0947 \u0909\u0924\u094d\u092a\u093e\u0926 \u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e\u0913\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0909\u0928 \u091b\u0942\u091f \u0938\u094c\u0926\u094b\u0902 \u092a\u0930 \u092c\u093e\u0924\u091a\u0940\u0924 \u0915\u0930 \u0930\u0939\u0947 \u0925\u0947, \u091c\u093f\u0938\u092e\u0947\u0902 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u091b\u0942\u091f \u0928\u0939\u0940\u0902 \u0926\u0940 \u0917\u0908 \u0925\u0940\u0964 \u0926\u094b\u0928\u094b\u0902 \u0939\u0940 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 RBI \u0915\u094b \u0932\u0917\u0924\u093e \u0939\u0948 \u0915\u093f \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0939\u093f\u0924\u094b\u0902 \u0938\u0947 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u0928\u093f\u092f\u093e\u092e\u0915 \u0928\u0947 \u092c\u0948\u0902\u0915 \u0938\u0947 \u0907\u0928 \u0938\u094c\u0926\u094b\u0902 \u0915\u094b \u0924\u0941\u0930\u0902\u0924 \u0930\u094b\u0915\u0928\u0947 \u0915\u094b \u0915\u0939\u093e\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0915\u0908 \u0917\u094d\u0930\u093e\u0939\u0915 \u091c\u094b \u0928\u092f\u093e LED TV \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0940 \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e \u0930\u0939\u0947 \u0925\u0947 \u092f\u093e \u091c\u093f\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0917\u0923\u092a\u0924\u093f \u092e\u0939\u094b\u0924\u094d\u0938\u0935 \u0915\u0947 \u0938\u093e\u0925 \u0936\u0941\u0930\u0942 \u0939\u0941\u090f \u0924\u094d\u092f\u094b\u0939\u093e\u0930\u0940 \u0938\u0940\u091c\u0928 \u092e\u0947\u0902 \u0905\u092a\u0928\u0947 \u0938\u094d\u092e\u093e\u0930\u094d\u091f\u092b\u094b\u0928 \u0915\u094b \u0905\u092a\u0917\u094d\u0930\u0947\u0921 \u0915\u0930\u0928\u0947 \u0915\u093e \u092b\u0948\u0938\u0932\u093e \u0915\u093f\u092f\u093e \u0925\u093e, \u0909\u0928\u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u090f\u0915 \u092c\u0941\u0930\u0940 \u0916\u092c\u0930 \u0925\u0940\u0964 \u0905\u0917\u0930 \u0906\u092a \u092d\u0940 \u0909\u092a\u092d\u094b\u0915\u094d\u0924\u093e\u0913\u0902 \u0915\u0947 \u0907\u0938 \u0935\u0930\u094d\u0917 \u0938\u0947 \u0939\u0948\u0902 \u0924\u094b \u0939\u093f\u092e\u094d\u092e\u0924 \u092e\u0924 \u0939\u093e\u0930\u093f\u090f\u0964 RBI \u0928\u0947 \u0906\u092a\u0915\u0947 \u0932\u093f\u090f \u0938\u0939\u0940 \u0915\u093e\u092e \u0915\u093f\u092f\u093e \u0939\u0948\u0964 \u0905\u092c \u0906\u092a\u0915\u094b 0% EMI \u0915\u093e \u0911\u092b\u0930 \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u093f\u0938\u0915\u093e \u0906\u092a \u0907\u0902\u0924\u091c\u093e\u0930 \u0915\u0930 \u0930\u0939\u0947 \u0925\u0947\u0964 \u0932\u0947\u0915\u093f\u0928 \u0906\u092a \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0914\u0930 \u0909\u0924\u094d\u092a\u093e\u0926 \u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e\u0913\u0902 \u0926\u094b\u0928\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u093e\u0930\u0926\u0930\u094d\u0936\u0940 \u0938\u094c\u0926\u0947 \u092a\u0947\u0936 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0915\u0941\u091b \u092a\u094d\u0930\u092f\u093e\u0938 \u0926\u0947\u0916\u0947\u0902\u0917\u0947\u0964 \u0935\u093f\u0928\u093f\u0930\u094d\u092e\u093e\u0924\u093e \u0905\u092c \u0906\u092a\u0915\u094b \u0935\u0939\u0940 \u091b\u0942\u091f \u0926\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u092a\u0939\u0932\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u094b \u0909\u092a\u0932\u092c\u094d\u0927 \u0925\u0940\u0902\u0964 \u092c\u0948\u0902\u0915 \u0905\u092d\u0940 \u092d\u0940 \u0906\u092a\u0915\u094b \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u090b\u0923 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0927\u0928 \u0915\u0940 \u092a\u0947\u0936\u0915\u0936 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0938\u0902\u0915\u094d\u0937\u0947\u092a \u092e\u0947\u0902, \u0906\u092a \u0905\u092d\u0940 \u092d\u0940 \u0905\u092a\u0928\u0947 \u0938\u092a\u0928\u094b\u0902 \u0915\u0947 \u0917\u0948\u091c\u0947\u091f \u0924\u0915 \u092a\u0939\u0941\u0902\u091a \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u092e \u0915\u0940\u092e\u0924 \u092a\u0930 \u0928\u090f \u0911\u092b\u0930 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u0938\u093e\u0935\u0927\u093e\u0928 \u0930\u0939\u0947\u0902\u0964 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0905\u0924\u094d\u092f\u093e\u0927\u093f\u0915 \u0916\u0930\u0940\u0926\u093e\u0930\u0940 \u0928 \u0915\u0930\u0947\u0902\u0964 \u0906\u0926\u0930\u094d\u0936 \u0930\u0942\u092a \u0938\u0947 \u092c\u091a\u0924 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0909\u0938 \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u092b\u094b\u0928 \u0915\u094b \u0916\u0930\u0940\u0926\u0947\u0902 \u091c\u093f\u0938\u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0906\u092a \u0938\u094b\u091a \u0930\u0939\u0947 \u0939\u0948\u0902\u0964 \u0932\u0947\u0915\u093f\u0928 \u0905\u0917\u0930 \u0906\u092a \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0907\u091a\u094d\u091b\u0941\u0915 \u0939\u0948\u0902, \u0924\u094b \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0911\u092b\u093c\u0930 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902\u0964 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0914\u0930 \u092a\u094d\u0930\u0940\u092a\u0947\u092e\u0947\u0902\u091f \u091c\u0948\u0938\u0947 \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u092a\u0930 \u091c\u0930\u0942\u0930 \u0917\u094c\u0930 \u0915\u0930\u0947\u0902\u0964 \u0906\u092a \u0909\u0928 \u092a\u0930 \u092c\u093e\u0924\u091a\u0940\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u092a\u0948\u0938\u0947 \u092c\u091a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092a\u0928\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u093e\u0930\u094d\u0921 \u0915\u094b \u092c\u0939\u0941\u0924 \u091c\u093c\u094d\u092f\u093e\u0926\u093e \u0938\u094d\u0935\u093e\u0907\u092a \u0928 \u0915\u0930\u0947\u0902\u0964 \u092f\u0939 \u092a\u0948\u0938\u0947 \u0915\u093e \u090f\u0915 \u092a\u094d\u0930\u093f\u092f \u0938\u094d\u0930\u094b\u0924 \u0939\u0948 \u0914\u0930 \u092f\u0926\u093f \u0906\u092a \u0938\u092e\u092f \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928\u0939\u0940\u0902 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092f\u0939 \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 28% \u0938\u0947 36% \u0915\u0940 \u0938\u0940\u092e\u093e \u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0932\u0947\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u092f\u0939 \u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u094b \u0928\u0940\u091a\u0947 \u0916\u0940\u0902\u091a\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0947 \u0932\u094b\u0915\u092a\u094d\u0930\u093f\u092f \u0930\u0942\u092a \u0938\u0947 CIBIL \u0938\u094d\u0915\u094b\u0930 \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u091c\u093e\u0928\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0924\u094b, \u0907\u0938 \u0924\u094d\u092f\u094b\u0939\u093e\u0930\u0940 \u0938\u0940\u091c\u093c\u0928 \u092e\u0947\u0902 \u092f\u0939 \u0924\u092f \u0915\u0930 \u0932\u0947\u0902 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0938\u0940\u092e\u093e \u0915\u0947 \u092d\u0940\u0924\u0930 \u0930\u0939\u0915\u0930, \u0905\u092a\u0928\u0947 CIBIL \u0938\u094d\u0915\u094b\u0930 \u0915\u0940 \u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0947\u0902\u0917\u0947\u0964 RBI \u0928\u0947 0% EMI \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0915\u0947 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0938\u093e\u092e\u0928\u0947 \u092a\u094d\u0930\u0932\u094b\u092d\u0928 \u0915\u094b \u0915\u092e \u0915\u0930\u0915\u0947 \u0906\u092a\u0915\u094b \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0909\u0920\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0915\u0947 \u0907\u0938 \u092f\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u092e\u0926\u0926 \u0915\u0940 \u0939\u0948\u0964 \u0905\u092c, \u0905\u0917\u0932\u093e \u0915\u0926\u092e \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0915\u0940 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u093e \u0914\u0930 \u090f\u0915 \u092c\u0947\u0926\u093e\u0917 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u092a\u094d\u0930\u094b\u092b\u093c\u093e\u0907\u0932 \u092c\u0928\u093e\u0928\u093e \u0939\u0948\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8774\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8774\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\"\u090b\u0923 \u092a\u093e\u0924\u094d\u0930\" \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0948\u0938\u0947 \u092c\u0928\u0947\u0902?<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8774\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8774\"><p><span style=\"font-weight: 400;\">\u090b\u0923\u0926\u093e\u0924\u093e \u0915\u0947 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0938\u0947 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0909\u092e\u094d\u092e\u0940\u0926\u0935\u093e\u0930 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u094b\u0917\u093e &#8211; &#8220;\u0906\u092f\u0941 24 \u0938\u0947 45 \u0915\u0947 \u092c\u0940\u091a\u0964 \u0938\u0941\u0936\u093f\u0915\u094d\u0937\u093f\u0924 \u092a\u0947\u0936\u0947\u0935\u0930\u0964 \u0916\u0930\u094d\u091a \u0906\u092f \u0915\u093e 50% \u0938\u0947 \u0905\u0927\u093f\u0915 \u0928\u0939\u0940\u0902 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0906\u0926\u0930\u094d\u0936 \u0930\u0942\u092a \u0938\u0947 \u0938\u0930\u0915\u093e\u0930\u0940 \u0938\u0947\u0935\u093e\u0913\u0902 \u092f\u093e \u0915\u093f\u0938\u0940 \u092c\u0921\u093c\u0947 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u092e \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f, \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u0938\u094d\u0935-\u0930\u094b\u091c\u093c\u0917\u093e\u0930 \u092a\u0930 \u092d\u0940 \u0935\u093f\u091a\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 750 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930\u0964&#8221; \u092d\u0932\u0947 \u0939\u0940 \u0906\u092a \u0938\u092d\u0940 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u092a\u0930 \u0916\u0930\u0947 \u0909\u0924\u0930\u0924\u0947 \u0939\u094b\u0902, \u092b\u093f\u0930 \u092d\u0940 \u0910\u0938\u0947 \u0915\u0908 \u0915\u093e\u0930\u0915 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902 \u091c\u093f\u0928 \u092a\u0930 \u0906\u092a\u0915\u0940 \u090b\u0923 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0924\u092f \u0915\u0940 \u091c\u093e\u090f\u0917\u0940\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0939\u094b\u092e \u0932\u094b\u0928 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0924\u092f \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u093e \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u0940 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u093e \u0906\u0915\u0932\u0928 \u0915\u0930\u0947\u0917\u093e\u0964 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u0937\u092e\u0924\u093e \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u092a\u094d\u0930\u092f\u094b\u091c\u094d\u092f \/ \u0905\u0927\u093f\u0936\u0947\u0937 \u0906\u092f \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948, (\u091c\u094b \u092c\u0926\u0932\u0947 \u092e\u0947\u0902 \u0915\u0941\u0932 \u092e\u093e\u0938\u093f\u0915 \u0906\u092f \/ \u0905\u0927\u093f\u0936\u0947\u0937 \u0918\u091f\u093e \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a \u091c\u0948\u0938\u0947 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948) \u0914\u0930 \u0905\u0928\u094d\u092f \u0915\u093e\u0930\u0915\u094b\u0902 \u091c\u0948\u0938\u0947 \u092a\u0924\u093f \u092f\u093e \u092a\u0924\u094d\u0928\u0940 \u0915\u0940 \u0906\u092f, \u0938\u0902\u092a\u0924\u094d\u0924\u093f, \u0926\u0947\u0928\u0926\u093e\u0930\u093f\u092f\u093e\u0902, \u0906\u092f \u0915\u0940 \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0906\u0926\u093f \u092a\u0930 \u0906\u0927\u093e\u0930\u093f\u0924 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0915\u093e \u092e\u0941\u0916\u094d\u092f \u091a\u093f\u0902\u0924\u093e \u0915\u093e \u0935\u093f\u0937\u092f \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0906\u0930\u093e\u092e \u0938\u0947 \u0938\u092e\u092f \u092a\u0930 \u090b\u0923 \u091a\u0941\u0915\u093e\u090f\u0902 \u0914\u0930 \u0905\u0902\u0924\u093f\u092e \u0909\u092a\u092f\u094b\u0917 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902\u0964 \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a \u092f\u094b\u0917\u094d\u092f \u0906\u092f \u091c\u093f\u0924\u0928\u0940 \u0905\u0927\u093f\u0915 \u0939\u094b\u0917\u0940, \u0909\u0924\u0928\u0940 \u0905\u0927\u093f\u0915 \u0930\u093e\u0936\u093f \u0915\u0947 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a \u092a\u093e\u0924\u094d\u0930 \u0939\u094b\u0902\u0917\u0947\u0964 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092c\u0948\u0902\u0915 \u092e\u093e\u0928\u0924\u093e \u0939\u0948 \u0915\u093f \u0906\u092a\u0915\u0940 \u092e\u093e\u0938\u093f\u0915 \u0916\u0930\u094d\u091a \u092f\u094b\u0917\u094d\u092f \/ \u0905\u0927\u093f\u0936\u0947\u0937 \u0906\u092f \u0915\u093e \u0932\u0917\u092d\u0917 55-60% \u090b\u0923 \u0915\u0947 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0915\u0941\u091b \u092c\u0948\u0902\u0915 EMI \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u0932\u092c\u094d\u0927 \u0906\u092f \u0915\u0940 \u0917\u0923\u0928\u093e \u0915\u093f\u0938\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0940 \u0938\u0915\u0932 \u0906\u092f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0909\u0938\u0915\u0940 \u0921\u093f\u0938\u094d\u092a\u094b\u091c\u0947\u092c\u0932 \u0906\u092f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0930\u093e\u0936\u093f \u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u0930 \u092d\u0940 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0947 \u091a\u0930 \u0906\u092a\u0915\u0947 \u092e\u093e\u0938\u093f\u0915 \u0935\u094d\u092f\u092f \/ \u092c\u0939\u093f\u0930\u094d\u0935\u093e\u0939 \u0915\u094b \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u091c\u094b \u092c\u0926\u0932\u0947 \u092e\u0947\u0902 \u0906\u092a\u0915\u0940 \u0921\u093f\u0938\u094d\u092a\u094b\u091c\u0947\u092c\u0932 \u0906\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u090a\u092a\u0930\u0940 \u0906\u092f\u0941 \u0938\u0940\u092e\u093e \u0924\u092f \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u090b\u0923 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u090f\u0901&#8230;<\/b><\/p><p><b>\u092c\u0947\u0939\u0924\u0930 Cibil \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0930\u0947\u091f\u093f\u0902\u0917 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0947\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u090f\u0915 \u092c\u0947\u0939\u0924\u0930 Cibil \u0938\u094d\u0915\u094b\u0930 \u092c\u0948\u0902\u0915 \u0915\u094b \u0906\u092a\u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u094b \u0905\u0927\u093f\u0915 \u0905\u0928\u0941\u0915\u0942\u0932 \u0926\u0943\u0937\u094d\u091f\u093f \u0938\u0947 \u0926\u0947\u0916\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0928 \u0915\u0947\u0935\u0932 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u092a\u0938\u0947 \u0932\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u0940, \u092c\u0932\u094d\u0915\u093f \u0906\u092a\u0915\u0940 \u090b\u0923 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092d\u0940 \u092c\u0922\u093c \u091c\u093e\u090f\u0917\u0940\u0964<\/span><\/p><p><b>\u090f\u0915 \u0938\u0947 \u0926\u094b \u092c\u0947\u0939\u0924\u0930 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0906\u092a\u0915\u093e \u091c\u0940\u0935\u0928\u0938\u093e\u0925\u0940 \u092d\u0940 \u0915\u092e\u093e\u0924\u093e \u0939\u0948, \u0924\u094b \u0906\u092a\u0915\u0947 \u092a\u0924\u093f\/\u092a\u0924\u094d\u0928\u0940 \u0915\u0940 \u0906\u092f \u0915\u094b \u092e\u093f\u0932\u093e\u0915\u0930 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0930\u0942\u092a \u0938\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0917\u0943\u0939 \u090b\u0923 \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u092a \u092e\u093e\u0924\u093e-\u092a\u093f\u0924\u093e \u0915\u0940 \u0906\u092f \u092d\u0940 \u091c\u094b\u0921\u093c \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u092a\u0941\u0930\u093e\u0928\u0947 \u090b\u0923 \u091a\u0941\u0915\u093e\u090f\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u091a\u0942\u0901\u0915\u093f \u0906\u092a \u091c\u093f\u0938 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0902 \u0935\u0939 \u0906\u092a\u0915\u0940 \u092a\u094d\u0930\u092f\u094b\u091c\u094d\u092f \u0906\u092f \u0915\u093e \u090f\u0915 \u0915\u093e\u0930\u094d\u092f \u0939\u0948, \u0906\u092a \u0905\u092a\u0928\u0940 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u092a\u093f\u091b\u0932\u093e \u090b\u0923 \u091a\u0941\u0915\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u0907\u0938\u0938\u0947 \u0906\u092a\u0915\u0940 \u092a\u094d\u0930\u092f\u094b\u091c\u094d\u092f \u0906\u092f \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0917\u0940\u0964<\/span><\/p><p><b>\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u091c\u093e\u090f\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u093e \u090b\u0923 \u0909\u0938 \u0930\u093e\u0936\u093f \u0915\u094b \u092c\u0922\u093c\u093e \u0926\u0947\u0917\u093e \u091c\u094b \u0906\u092a \u0909\u0927\u093e\u0930 \u0932\u0947\u0928\u0947 \u0915\u0947 \u092f\u094b\u0917\u094d\u092f \u0939\u0948\u0902\u0964 \u0932\u0902\u092c\u0947 \u0915\u093e\u0930\u094d\u092f\u0915\u093e\u0932 \u0915\u093e \u092e\u0924\u0932\u092c \u092f\u0939 \u092d\u0940 \u0939\u094b\u0917\u093e \u0915\u093f \u0906\u092a \u0935\u0930\u094d\u0937\u094b\u0902 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0947\u0902\u0917\u0947 \u0914\u0930 \u0907\u0938\u0932\u093f\u090f \u0905\u0902\u0924\u093f\u092e \u0909\u092a\u093e\u092f \u0915\u094b \u091b\u094b\u095c\u0915\u0930 \u092f\u0939 \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0909\u091a\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948\u0964<\/span><\/p><p><b>\u0938\u094d\u091f\u0947\u092a \u0905\u092a \u0935\u093f\u0915\u0932\u094d\u092a (SURF)<\/b><\/p><p><span style=\"font-weight: 400;\">\u092f\u0941\u0935\u093e \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u091f\u0947\u092a \u0905\u092a \u0935\u093f\u0915\u0932\u094d\u092a \u0909\u0928\u0915\u0940 \u090b\u0923 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u092e\u0947\u0902 \u0905\u091a\u094d\u091b\u093e \u0915\u093e\u092e \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u094d\u091f\u0947\u092a-\u0905\u092a \u0932\u094b\u0928 \u0935\u0939 \u0939\u094b\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u092e\u0947\u0902 \u092c\u0948\u0902\u0915 \u092f\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0940 \u0906\u092f \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u092a\u0948\u0938\u093e \u0909\u0927\u093e\u0930 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u090b\u0923\u0926\u093e\u0924\u093e \u0909\u0938 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u093f\u0938\u0915\u0947 \u0932\u093f\u090f \u0915\u094b\u0908 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0905\u092a\u0947\u0915\u094d\u0937\u093f\u0924 \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0935\u0943\u0926\u094d\u0927\u093f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092a\u093e\u0924\u094d\u0930 \u0939\u0948\u0964 \u0907\u0938 \u0924\u0930\u0939, \u090f\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u092c\u0921\u093c\u0940 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f \u092a\u093e\u0924\u094d\u0930 \u0939\u094b\u0924\u093e \u0939\u0948, \u092d\u0932\u0947 \u0939\u0940 \u0909\u0938\u0915\u093e \u0935\u0930\u094d\u0924\u092e\u093e\u0928 \u0935\u0947\u0924\u0928 \u0915\u092e \u0939\u094b\u0964<\/span><\/p><p><b>\u0905\u092a\u0928\u0947 \u0930\u093f\u0936\u094d\u0924\u0947 \u0915\u094b \u0938\u0902\u091c\u094b \u0915\u0930 \u0930\u0916\u0947\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0906\u092a\u0915\u093e \u092c\u0948\u0902\u0915 \u0915\u0947 \u0938\u093e\u0925 \u092a\u0941\u0930\u093e\u0928\u093e \u0930\u093f\u0936\u094d\u0924\u093e \u0939\u0948, \u0924\u094b \u0906\u092a \u0909\u0928\u094d\u0939\u0947\u0902 \u092d\u0935\u093f\u0937\u094d\u092f \u092e\u0947\u0902 \u0906\u092f \u092e\u0947\u0902 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u0940 \u0935\u0943\u0926\u094d\u0927\u093f \u0914\u0930 \u0905\u092a\u0928\u0940 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u092e\u091d\u093e\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0939\u094b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u092f\u0926\u093f \u0906\u092a \u0915\u093f\u0938\u0940 \u092c\u0921\u093c\u0947 \u0928\u093f\u0917\u092e \u0915\u0947 \u0932\u093f\u090f \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092c\u0948\u0902\u0915 \u0906\u092a\u0915\u094b \u0909\u091a\u094d\u091a \u090b\u0923 \u092a\u093e\u0924\u094d\u0930\u0924\u093e \u0938\u0939\u093f\u0924 \u0905\u0927\u093f\u092e\u093e\u0928\u094d\u092f \u0936\u0930\u094d\u0924\u0947\u0902 \u0926\u0947 \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><b>\u0915\u0941\u091b \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u092a\u0939\u0932\u0942 \u091c\u094b \u0906\u092a\u0915\u0940 \u090b\u0923 \u0915\u094d\u0937\u092e\u0924\u093e \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u093f\u0924 \u0915\u0930\u0947\u0902\u0917\u0947<\/b><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0906\u092a\u0915\u0940 \u0906\u092f<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u091c\u093f\u0938 \u0915\u0902\u092a\u0928\u0940 \u092e\u0947\u0902 \u0906\u092a \u0915\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902 \u0909\u0938\u0915\u0940 \u0936\u094d\u0930\u0947\u0923\u0940<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0905\u0928\u094d\u092f \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092d\u0941\u0917\u0924\u093e\u0928<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0917\u0943\u0939 \u090b\u0923 \u0939\u0948 \u0924\u094b \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u0924\u093e\u090f\u0902, \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u092c\u0948\u0902\u0915 \u0938\u094d\u092a\u0937\u094d\u091f \u0936\u0940\u0930\u094d\u0937\u0915 \u0915\u0947 \u092c\u093f\u0928\u093e \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u093f\u0924 \u0928\u0939\u0940\u0902 \u0915\u0930\u0947\u0902\u0917\u0947<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0906\u092a\u0915\u0940 \u0914\u0930 \u0906\u092a\u0915\u0947 \u0938\u0939-\u0906\u0935\u0947\u0926\u0915 \u0915\u0940 \u0906\u092f\u0941 65 \u0935\u0930\u094d\u0937 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f\u0964<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8775\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-8775\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u0936\u0940\u0930\u094d\u0937 \u0926\u0938 \u092f\u0941\u0915\u094d\u0924\u093f\u092f\u093e\u0901<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8775\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-8775\"><p><span style=\"font-weight: 400;\">\u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u092c\u093e\u0926 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0906\u0936\u094d\u091a\u0930\u094d\u092f \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0915\u0908 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0938\u0939\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0928\u093e \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u092c\u0922\u093c\u0924\u0940 \u0915\u0940\u092e\u0924\u094b\u0902 \u0914\u0930 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u090a\u0902\u091a\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0947 \u0915\u093e\u0930\u0923 \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0915\u0908 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0918\u0930 \u0932\u0947\u0928\u093e \u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u090f\u0915 \u092c\u093e\u0930 \u0932\u093f\u092f\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930, \u092c\u093e\u0926 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0906\u0936\u094d\u091a\u0930\u094d\u092f \u0938\u0947 \u092c\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0915\u0908 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u0938\u0939\u0940 \u0939\u094b\u092e \u0932\u094b\u0928 \u0909\u0924\u094d\u092a\u093e\u0926 \u0915\u093e \u091a\u092f\u0928 \u0915\u0930\u0928\u093e \u0905\u0927\u093f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941 \u0915\u0947 \u090f\u0915 \u0924\u0915\u0928\u0940\u0915\u0940 \u0935\u093f\u0936\u0947\u0937\u091c\u094d\u091e, \u0938\u0941\u0930\u0947\u0936 \u0932\u0915\u094d\u0937\u094d\u092e\u0940\u0928\u093e\u0930\u093e\u092f\u0923, \u092c\u0947\u0902\u0917\u0932\u0941\u0930\u0941 \u092e\u0947\u0902 \u090f\u0915 \u0918\u0930 \u092c\u0928\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0925\u0947\u0964 \u092c\u0921\u093c\u0940 \u092e\u0941\u0936\u094d\u0915\u093f\u0932 \u0938\u0947 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 2400 \u0935\u0930\u094d\u0917 \u092b\u0941\u091f \u0915\u093e \u092a\u094d\u0932\u0949\u091f \u0916\u0930\u0940\u0926\u093e \u0914\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0925\u0947\u0964 \u0932\u0917\u092d\u0917 \u0926\u0938 \u0938\u093e\u0932 \u092a\u0939\u0932\u0947 \u090f\u0915 \u0938\u0930\u094d\u0935\u0947\u0915\u094d\u0937\u0923 \u0915\u0930\u0928\u0947 \u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 (SBI) \u0938\u0947 \u0917\u0943\u0939 \u090b\u0923 \u0915\u094b \u0905\u0902\u0924\u093f\u092e \u0930\u0942\u092a \u0926\u0947\u0928\u0947 \u092e\u0947\u0902 \u0909\u0928\u094d\u0939\u0947\u0902 \u0915\u093e\u092b\u0940 \u0938\u092e\u092f \u0932\u0917\u093e\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u201c\u091c\u092c \u092e\u0948\u0902\u0928\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u093f\u092f\u093e \u0924\u094b \u092e\u0948\u0902\u0928\u0947 \u0932\u0917\u092d\u0917 10 \u0905\u0932\u0917-\u0905\u0932\u0917 \u090b\u0923 \u0909\u0924\u094d\u092a\u093e\u0926\u094b\u0902 \u0915\u0940 \u091c\u093e\u0901\u091a \u0915\u0940 \u0925\u0940\u0964 \u091c\u092c\u0915\u093f \u092e\u0941\u091d\u0947 20 \u0938\u093e\u0932 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0925\u093e, \u092e\u0948\u0902\u0928\u0947 \u0905\u092a\u0928\u093e \u090b\u0923 \u091b\u0939 \u092e\u0939\u0940\u0928\u0947 \u092a\u0939\u0932\u0947 \u092f\u093e\u0928\u0940 \u0926\u0938 \u0938\u093e\u0932 \u0915\u0947 \u092d\u0940\u0924\u0930 \u0939\u0940 \u092c\u0902\u0926 \u0915\u0930 \u0926\u093f\u092f\u093e,&#8221; \u0932\u0915\u094d\u0937\u094d\u092e\u0940\u0928\u093e\u0930\u093e\u092f\u0923 \u0928\u0947 \u0915\u0939\u093e\u0964<\/span><\/p><p><b>\u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u094c\u0928 \u0938\u0947 \u0938\u0939\u0940 \u0915\u093e\u092e \u0915\u093f\u092f\u0947? \u0909\u0928\u0938\u0947 \u0915\u0941\u091b \u0909\u092a\u092f\u094b\u0917\u0940 \u091f\u093f\u092a\u094d\u0938 \u091c\u093e\u0928\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0906\u0917\u0947 \u092a\u0922\u093c\u0947\u0902\u0964<\/b><\/p><ol><li><b>\u0905\u091a\u094d\u091b\u093e \u0936\u094b\u0927:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a\u0915\u093e \u0932\u094b\u0928 \u090f\u091c\u0947\u0902\u091f \u091c\u094b \u0915\u0939\u0924\u093e \u0939\u0948 \u0915\u0947\u0935\u0932 \u0909\u0938\u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0928 \u091a\u0932\u0947\u0902\u0964 \u0906\u092a \u092c\u093e\u091c\u093c\u093e\u0930 \u092e\u0947\u0902 \u0909\u092a\u0932\u092c\u094d\u0927 \u0938\u0930\u094d\u0935\u094b\u0924\u094d\u0924\u092e \u0936\u0930\u094d\u0924\u094b\u0902 \u092a\u0930 \u0938\u094d\u0935\u092f\u0902 \u0936\u094b\u0927 \u0915\u0930\u0947\u0902\u0964 \u201c\u092e\u0947\u0930\u093e \u090b\u0923 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f, \u092e\u0947\u0930\u0947 \u090f\u091c\u0947\u0902\u091f \u0928\u0947 \u092e\u0941\u091d\u0947 SBI \u092e\u0947\u0902 \u091c\u093e\u0928\u0947 \u0938\u0947 \u0930\u094b\u0915\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u092c \u0915\u0941\u091b \u0915\u093f\u092f\u093e\u0964 \u092e\u0941\u091d\u0947 \u092c\u093e\u0926 \u092e\u0947\u0902 \u090f\u0939\u0938\u093e\u0938 \u0939\u0941\u0906 \u0915\u093f SBI \u090f\u091c\u0947\u0902\u091f\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u092e\u0940\u0936\u0928 \u0915\u094d\u092f\u094b\u0902 \u0926\u0947\u0924\u093e \u0939\u0948, \u0907\u0938\u0932\u093f\u090f \u0935\u0947 \u0915\u092e \u0915\u092e\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0932\u093f\u090f \u0935\u0947 \u092c\u0948\u0902\u0915 \u0915\u094b \u092c\u0926\u0928\u093e\u092e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902,&#8221; \u0932\u0915\u094d\u0937\u094d\u092e\u0940\u0928\u093e\u0930\u093e\u092f\u0923 \u0928\u0947 \u0915\u0939\u093e\u0964 \u0909\u0928\u094d\u0939\u094b\u0902\u0928\u0947 \u0915\u0939\u093e, &#8220;\u0932\u0947\u0915\u093f\u0928 SBI \u0928\u0947 \u092e\u0941\u091d\u0947 \u0938\u092c\u0938\u0947 \u0938\u0938\u094d\u0924\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0926\u0940\u0964&#8221;<\/span><\/li><\/ol><ol start=\"2\"><li><b>\u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u0916\u0930\u094d\u091a \u0915\u0930\u0947\u0902:<\/b><span style=\"font-weight: 400;\"> \u0939\u094b\u092e \u0932\u094b\u0928 \u0905\u0935\u0927\u093f \u0915\u0947 \u0926\u094c\u0930\u093e\u0928 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u091c\u0930 \u0930\u0916\u0947\u0902\u0964 \u092a\u0941\u0930\u093e\u0928\u0940 \u0915\u0939\u093e\u0935\u0924 &#8220;\u092a\u0948\u0938\u093e \u092c\u091a\u093e\u092f\u093e \u0917\u092f\u093e \u090f\u0915 \u092a\u0948\u0938\u093e \u0915\u092e\u093e\u092f\u0947 \u0917\u090f \u090f\u0915 \u092a\u0948\u0938\u0947 \u0915\u0947 \u092c\u0930\u093e\u092c\u0930 \u0939\u094b\u0924\u093e \u0939\u0948,&#8221; \u0939\u094b\u092e \u0932\u094b\u0928 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u092d\u0940 \u092f\u0939 \u0938\u091a \u0938\u093e\u092c\u093f\u0924 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u091c\u092c \u0906\u092a \u092a\u0948\u0938\u093e \u092c\u091a\u093e\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0906\u092a \u0935\u093e\u0938\u094d\u0924\u0935 \u092e\u0947\u0902 \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u090b\u0923 \u0915\u094b \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/li><li><b>\u0905\u092a\u0928\u093e \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0927\u0928 \u091c\u092e\u093e \u0915\u0930\u0947\u0902:<\/b><span style=\"font-weight: 400;\"> \u0915\u0941\u091b \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u092a\u093e\u0938 \u090f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e \u0939\u0948, \u091c\u094b \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0927\u0928 \u0915\u094b \u090b\u0923 \u0916\u093e\u0924\u094b\u0902 \u092e\u0947\u0902 \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u201c\u0907\u0938\u0938\u0947 \u0909\u0938 \u0938\u092e\u092f \u0915\u0947 \u0932\u093f\u090f \u092e\u0942\u0932 \u0930\u093e\u0936\u093f \u0938\u0947 \u0906\u0928\u0941\u092a\u093e\u0924\u093f\u0915 \u0930\u0942\u092a \u0938\u0947 \u092c\u094d\u092f\u093e\u091c \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u093e \u091c\u092c \u0930\u093e\u0936\u093f \u091c\u092e\u093e \u0915\u0940 \u0917\u0908 \u0925\u0940\u0964 \u092f\u0939 \u090f\u0915 \u0926\u093f\u0932\u091a\u0938\u094d\u092a \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u0948\u0964 \u091c\u092c \u092e\u0948\u0902\u0928\u0947 \u090b\u0923 \u0932\u093f\u092f\u093e \u0925\u093e \u0924\u092c \u092f\u0939 \u0935\u093f\u0915\u0932\u094d\u092a \u0935\u0939\u093e\u0902 \u0928\u0939\u0940\u0902 \u0925\u093e,&#8221; \u0932\u0915\u094d\u0937\u094d\u092e\u0940\u0928\u093e\u0930\u093e\u092f\u0923 \u0928\u0947 \u0915\u0939\u093e\u0964<\/span><\/li><li><b>\u091c\u093e\u0928\u0947\u0902 \u0915\u093f \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u092f\u093e \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0926\u0930\u0947\u0902 \u0915\u094d\u092f\u093e \u0939\u0948\u0902:<\/b><span style=\"font-weight: 400;\"> \u092c\u0948\u0902\u0915 \u0926\u094b \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092a\u0947\u0936 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902: \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0914\u0930 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u092c\u094d\u092f\u093e\u091c\u0964 \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092c\u093e\u091c\u093e\u0930 \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0906\u0927\u093e\u0930 \u0926\u0930 \u0915\u0947 \u0905\u0928\u0941\u0930\u0942\u092a \u091a\u0932\u0924\u0940 \u0939\u0948\u0964 \u091c\u092c\u0915\u093f \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u090b\u0923 \u0905\u0928\u0941\u092c\u0902\u0927 \u092e\u0947\u0902 \u092c\u0924\u093e\u090f \u0917\u090f \u0915\u0941\u091b \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u0925\u093f\u0930 \u0930\u0939\u0924\u0940 \u0939\u0948\u0964 \u092f\u0939 \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u093f \u091c\u093c\u094d\u092f\u093e\u0926\u093e\u0924\u0930 \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902 \u0932\u0902\u092c\u0947 \u0938\u092e\u092f \u092e\u0947\u0902 \u092b\u094d\u0932\u094b\u091f\u093f\u0902\u0917 \u0926\u0930\u0947\u0902 \u092b\u093f\u0915\u094d\u0938\u094d\u0921 \u0926\u0930\u094b\u0902 \u0938\u0947 \u0938\u0938\u094d\u0924\u0940 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/li><li><b>CIBIL \u0938\u094d\u0915\u094b\u0930:<\/b><span style=\"font-weight: 400;\"> \u0906\u092a\u0915\u0947 \u0939\u094b\u092e \u0932\u094b\u0928 \u092a\u0930 \u0906\u0915\u0930\u094d\u0937\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u092a\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f 750 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u093e \u0938\u094d\u0915\u094b\u0930 \u0939\u094b\u0928\u093e \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964 Cibil \u0921\u0947\u091f\u093e \u0938\u0947 \u092a\u0924\u093e \u091a\u0932\u0924\u093e \u0939\u0948 \u0915\u093f 80% \u0939\u094b\u092e \u0932\u094b\u0928 \u0938\u094d\u0935\u0940\u0915\u0943\u0924\u093f\u092f\u093e\u0902 \u0909\u0928 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0902 \u091c\u093f\u0928\u0915\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 750 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0907\u0938\u0938\u0947 \u0915\u092e Cibil \u0938\u094d\u0915\u094b\u0930 \u0939\u094b\u0928\u0947 \u092a\u0930 \u0938\u0902\u092d\u0935\u0924\u0903 \u0906\u092a\u0915\u0947 \u0917\u0943\u0939 \u090b\u0923 \u0915\u0947 \u0906\u0935\u0947\u0926\u0928 \u0915\u094b \u0905\u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948 \u092f\u093e \u0906\u092a\u0915\u094b \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/li><li><b>\u092b\u094b\u0930\u0915\u094d\u0932\u094b\u091c\u0930 \u0915\u0947 \u092e\u093e\u0928\u0926\u0902\u0921\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0947\u0902<\/b><span style=\"font-weight: 400;\">: \u0939\u093e\u0932 \u0939\u0940 \u092e\u0947\u0902 RBI \u0928\u0947 \u092b\u094c\u091c\u0926\u093e\u0930\u0940 \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u0947 \u092a\u0930 \u092a\u094d\u0930\u0924\u093f\u092c\u0902\u0927 \u0932\u0917\u093e \u0926\u093f\u092f\u093e \u0939\u0948\u0964 \u0907\u0938\u0932\u093f\u090f \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0947\u0902 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u093e \u090b\u0923 \u092c\u0902\u0926 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0915\u0941\u091b \u092d\u0940 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092d\u0941\u0917\u0924\u093e\u0928 \u0928 \u0915\u0930\u0947\u0902\u0964<\/span><\/li><\/ol><ol start=\"7\"><li><b>\u092b\u094b\u0930\u0915\u094d\u0932\u094b\u091c \u0924\u0915 \u092c\u091a\u0924 \u0915\u0930\u0947\u0902: <\/b><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0906\u092a \u091a\u093e\u0932\u0942 \u0935\u093f\u0924\u094d\u0924 \u0935\u0930\u094d\u0937 \u092e\u0947\u0902 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u092c\u091a\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0935\u093f\u0926\u0947\u0936 \u092e\u0947\u0902 \u091b\u0941\u091f\u094d\u091f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u092a\u0928\u0947 \u092a\u0930 \u0928 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0915\u0947 \u092c\u091c\u093e\u092f \u0907\u0938\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0905\u092a\u0928\u0947 \u090b\u0923 \u0915\u094b \u092c\u0902\u0926 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u0947\u0902\u0964 \u201c\u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u092e\u0947\u0930\u0940 \u0938\u0932\u093e\u0939 \u0939\u0948 \u0915\u093f \u091c\u093f\u0924\u0928\u0940 \u091c\u0932\u094d\u0926\u0940 \u0939\u094b \u0938\u0915\u0947 \u0905\u092a\u0928\u0947 \u090b\u0923 \u0915\u094b \u092c\u0902\u0926 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0947\u0902\u0964 \u091c\u093f\u0924\u0928\u0940 \u091c\u0932\u094d\u0926\u0940 \u0906\u092a \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924\u094b\u0902 (EMI) \u0915\u0947 \u0932\u093f\u090f \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0917\u0908 \u0930\u093e\u0936\u093f \u0915\u094b \u092e\u0941\u0915\u094d\u0924 \u0915\u0930 \u0926\u0947\u0902\u0917\u0947, \u0909\u0924\u0928\u0940 \u0939\u0940 \u091c\u0932\u094d\u0926\u0940 \u0906\u092a \u0909\u0938 \u092a\u0948\u0938\u0947 \u0915\u094b \u091c\u0940\u0935\u0928 \u0915\u0947 \u0910\u0936\u094b \u0906\u0930\u093e\u092e \u092a\u0930 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u094d\u0935\u0924\u0902\u0924\u094d\u0930\u0924\u093e \u0915\u093e \u0906\u0928\u0902\u0926 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902,\u201d \u0932\u0915\u094d\u0937\u094d\u092e\u0940\u0928\u093e\u0930\u093e\u092f\u0923 \u0928\u0947 \u0915\u0939\u093e\u0964<\/span><\/li><li><b>\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u092b\u0940\u0938 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0930\u0947\u0902:<\/b><span style=\"font-weight: 400;\"> \u091a\u093e\u0939\u0947 \u0935\u0939 \u0928\u090f \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b \u092f\u093e \u092c\u0948\u0932\u0947\u0902\u0938 \u091f\u094d\u0930\u093e\u0902\u0938\u092b\u0930 \u0915\u0947 \u0932\u093f\u090f\u0964 \u0905\u0902\u0924\u093f\u092e \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0938\u092d\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0938\u0947 \u092a\u0942\u091b\u0924\u093e\u091b \u0915\u0930\u0947\u0902\u0964<\/span><\/li><li><b>\u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u092a\u0922\u093c\u0947\u0902: <\/b><span style=\"font-weight: 400;\">\u092c\u093f\u0902\u0926\u0940\u0926\u093e\u0930 \u0930\u0947\u0916\u093e \u092a\u0930 \u0939\u0938\u094d\u0924\u093e\u0915\u094d\u0937\u0930 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u090b\u0923 \u0905\u0928\u0941\u092c\u0902\u0927 \u092e\u0947\u0902 \u0932\u093f\u0916\u0940 \u0917\u0908 \u0938\u092d\u0940 \u092c\u093e\u0924\u0947\u0902 \u092a\u0922\u093c\u0947\u0902\u0964 \u0928\u093f\u092f\u092e \u090f\u0935\u0902 \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0940 \u091c\u093e\u0928\u0915\u093e\u0930\u0940 \u0939\u094b\u0928\u093e \u092c\u0939\u0941\u0924 \u091c\u0930\u0942\u0930\u0940 \u0939\u0948\u0964<\/span><\/li><li><b>\u092c\u094d\u0930\u093f\u091c \u092b\u0902\u0921\u093f\u0902\u0917 \u092c\u0922\u093c\u093e\u090f\u0902:<\/b><span style=\"font-weight: 400;\"> \u0918\u0930 \u0916\u0930\u0940\u0926\u0924\u0947 \u0938\u092e\u092f \u0939\u0930 \u0915\u0930\u094d\u091c\u0926\u093e\u0930 \u0915\u094b \u0905\u092a\u0928\u0940 \u091c\u0947\u092c \u0938\u0947 \u0915\u0941\u091b \u092a\u0948\u0938\u0947 \u0926\u0947\u0928\u0947 \u092a\u0921\u093c\u0924\u0947 \u0939\u0948\u0902\u0964 \u091c\u093f\u0924\u0928\u093e \u0938\u0902\u092d\u0935 \u0939\u094b \u0909\u0924\u0928\u093e \u0921\u093e\u0909\u0928 \u092a\u0947\u092e\u0947\u0902\u091f \u0926\u0947\u0928\u0947 \u0915\u093e \u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0964 \u0907\u0938\u0938\u0947 \u092e\u0942\u0932\u0927\u0928 \u092a\u0930 \u091a\u0941\u0915\u093e\u092f\u093e \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u093e \u0906\u092a\u0915\u093e \u092c\u094d\u092f\u093e\u091c \u0915\u092e \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8776\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-8776\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0927\u094d\u092f\u093e\u0928 \u0926\u0947\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092c\u093e\u0924\u0947\u0902<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8776\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-8776\"><p><i><span style=\"font-weight: 400;\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u090b\u0923 \u0932\u0947\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u094b \u091c\u093f\u0928 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948 \u0909\u0928\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902, \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0936\u0941\u0932\u094d\u0915, \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0914\u0930 \u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902<\/span><\/i><\/p><p><i><span style=\"font-weight: 400;\"><br \/><\/span><\/i><span style=\"font-weight: 400;\">\u0939\u092e\u0928\u0947 \u0905\u0915\u094d\u0938\u0930 \u0939\u094b\u092e \u0932\u094b\u0928, \u0915\u093e\u0930 \u0932\u094b\u0928 \u0914\u0930 \u092a\u0930\u094d\u0938\u0928\u0932 \u0932\u094b\u0928 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u0941\u0928\u093e \u0939\u0948\u0964 \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0932\u094b\u0917 \u092f\u0939 \u092d\u0940 \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0915\u093f \u092f\u0947 \u090b\u0923 \u0915\u093f\u0938 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0939\u092e\u092e\u0947\u0902 \u0938\u0947 \u092c\u0939\u0941\u0924 \u0915\u092e \u0932\u094b\u0917 \u0939\u0940 \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u0932\u094b\u0928 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u093e\u0928\u0924\u0947 \u0939\u094b\u0902\u0917\u0947\u0964 \u0906\u0907\u090f \u0907\u0928 \u090b\u0923\u094b\u0902 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f, \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c\u0940\u0915\u0930\u0923 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e \u0914\u0930 \u0907\u0928\u0915\u093e \u0932\u093e\u092d \u0915\u094c\u0928 \u0909\u0920\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u092f\u0939 \u0938\u092e\u091d\u0928\u0947 \u0915\u093e <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u092f\u093e\u0938 \u0915\u0930\u0947\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u090b\u0923 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902, \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092b\u0930\u094d\u092e\u094b\u0902, \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u092b\u0930\u094d\u092e\u094b\u0902, HUF (\u0939\u093f\u0902\u0926\u0942 \u0905\u0935\u093f\u092d\u093e\u091c\u093f\u0924 \u092a\u0930\u093f\u0935\u093e\u0930), \u091f\u094d\u0930\u0938\u094d\u091f\u094b\u0902, \u0938\u092e\u093e\u091c\u094b\u0902, \u0938\u094d\u0935-\u0930\u094b\u091c\u093c\u0917\u093e\u0930, \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0914\u0930 \u0928\u093f\u091c\u0940 \u0914\u0930 \u0938\u093e\u0930\u094d\u0935\u091c\u0928\u093f\u0915 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928\u094b\u0902 \u0915\u094b \u0916\u0930\u0940\u0926\u0928\u0947 \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u091a\u0932\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0909\u0928\u0915\u0940 \u0935\u093f\u0924\u094d\u0924\u092a\u094b\u0937\u0923 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0907\u0928 \u090b\u0923\u094b\u0902 \u0915\u094b \u0932\u0947\u0928\u0947 \u0935\u093e\u0932\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u092a\u0930\u093f\u0935\u0939\u0928 \u0915\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0938\u0947 \u091c\u0941\u0921\u093c\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u090b\u0923 \u0915\u0947 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0938\u094b\u0902, \u091f\u093f\u092a\u0930, \u091f\u094d\u0930\u093e\u0902\u091c\u093f\u091f \u092e\u093f\u0915\u094d\u0938\u0930 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u092d\u093e\u0930\u0940, \u0939\u0932\u094d\u0915\u0947 \u092f\u093e \u091b\u094b\u091f\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u0915\u0947 \u0932\u093f\u090f \u0909\u092a\u0932\u092c\u094d\u0927 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u090b\u0923 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u091c\u093f\u0928\u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0938\u094d\u0925\u093e\u0928\u094b\u0902 \u092a\u0930 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">HDFC \u092c\u0948\u0902\u0915, ICICI \u092c\u0948\u0902\u0915, DCB \u092c\u0948\u0902\u0915 \u0914\u0930 \u092f\u0938 \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u0947 \u092c\u0948\u0902\u0915 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0930\u093f\u0932\u093e\u092f\u0902\u0938 \u0915\u092e\u0930\u094d\u0936\u093f\u092f\u0932 \u092b\u093e\u0907\u0928\u0947\u0902\u0938 \u0914\u0930 \u092b\u0941\u0932\u0930\u094d\u091f\u0928 \u0907\u0902\u0921\u093f\u092f\u093e \u091c\u0948\u0938\u0940 NBFC (\u0917\u0948\u0930 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0902\u092a\u0928\u093f\u092f\u093e\u0902) \u092d\u0940 \u092f\u0939 \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0915\u093f\u0938\u0940 \u0928\u090f \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u0915\u0940 \u0916\u0930\u0940\u0926 \u0915\u0947 \u0932\u093f\u090f \u092f\u0947 \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902, \u0938\u093e\u0925 \u0939\u0940 \u092c\u0948\u0902\u0915 \u092a\u0942\u0930\u094d\u0935-\u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0947 \u0935\u093e\u0939\u0928\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u090b\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902\u0964 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0936\u0930\u094d\u0924\u094b\u0902 \u0915\u0947 \u0905\u0927\u0940\u0928 \u092e\u094c\u091c\u0942\u0926\u093e \u090b\u0923 \u092a\u0930 \u091f\u0949\u092a \u0905\u092a \u0915\u093e \u0932\u093e\u092d \u092d\u0940 \u0909\u0920\u093e <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u090b\u0923 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/b><\/p><p><span style=\"font-weight: 400;\">\u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e &#8211; \u091c\u094b \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0935\u093e\u0939\u0928 \u090b\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u0924\u093e \u0939\u0948 &#8211; \u0915\u094b \u0906\u0935\u0947\u0926\u0928 \u092a\u0924\u094d\u0930 \u092d\u0930\u0928\u093e \u0939\u094b\u0917\u093e \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0909\u092a\u0932\u092c\u094d\u0927 \u0915\u0930\u093e\u0928\u0947 \u0939\u094b\u0902\u0917\u0947\u0964 \u0907\u0928 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u092e\u0947\u0902 \u092a\u0924\u0947 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (\u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f, \u0930\u093e\u0936\u0928 \u0915\u093e\u0930\u094d\u0921, \u092e\u0924\u0926\u093e\u0924\u093e \u092a\u0939\u091a\u093e\u0928 \u092a\u0924\u094d\u0930), \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u0915\u094d\u0937\u0947\u0924\u094d\u0930 \u092e\u0947\u0902 \u0905\u0928\u0941\u092d\u0935 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923, \u092a\u093f\u091b\u0932\u0947 \u090b\u0923 \u0915\u093e \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 (\u092f\u0926\u093f \u0932\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948) \u0914\u0930 \u092a\u093f\u091b\u0932\u0947 \u091b\u0939 \u092e\u0939\u0940\u0928\u094b\u0902 \u0915\u0947 \u092c\u0948\u0902\u0915 \u0935\u093f\u0935\u0930\u0923 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0926\u094b \u0938\u093e\u0932 \u0915\u093e \u0906\u092f\u0915\u0930 \u0930\u093f\u091f\u0930\u094d\u0928, \u0911\u0921\u093f\u091f\u0947\u0921 \u092c\u0948\u0932\u0947\u0902\u0938 \u0936\u0940\u091f \u0914\u0930 \u0932\u093e\u092d \u0914\u0930 \u0939\u093e\u0928\u093f \u0916\u093e\u0924\u093e \u0935\u093f\u0935\u0930\u0923 \u092d\u0940 \u091c\u092e\u093e \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 RC (\u092a\u0902\u091c\u0940\u0915\u0930\u0923 \u092a\u094d\u0930\u092e\u093e\u0923\u092a\u0924\u094d\u0930) \u092a\u0941\u0938\u094d\u0924\u0915\u094b\u0902 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0947 \u0935\u093e\u0939\u0928\u094b\u0902 \u0915\u0940 \u0938\u0942\u091a\u0940\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0915\u0941\u091b \u092c\u0948\u0902\u0915 \u0905\u0927\u093f\u0915 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u092b\u0902\u0921\u093f\u0902\u0917 \u0915\u0947 \u0932\u093f\u090f \u092a\u0930\u093f\u0935\u0939\u0928 \u0905\u0928\u0941\u092c\u0902\u0927 \u092d\u0940 \u092e\u093e\u0902\u0917 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0915\u0941\u091b \u092e\u093e\u092e\u0932\u094b\u0902 \u092e\u0947\u0902, \u092c\u0948\u0902\u0915 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0917\u093e\u0930\u0902\u091f\u0930 \u0915\u0947 \u0932\u093f\u090f \u092d\u0940 \u092a\u0942\u091b \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u0907\u0938 \u090b\u0923 \u0915\u093e \u0932\u093e\u092d \u0915\u094c\u0928 \u0909\u0920\u093e \u0938\u0915\u0924\u093e \u0939\u0948?<\/b><\/p><p><span style=\"font-weight: 400;\">\u0907\u0938 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0938\u0939-\u0906\u0935\u0947\u0926\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0906\u0935\u0947\u0926\u0928 \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948, \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092b\u0930\u094d\u092e\u094b\u0902 \u092e\u0947\u0902 \u092d\u093e\u0917\u0940\u0926\u093e\u0930 \u0914\u0930 \u092a\u094d\u0930\u093e\u0907\u0935\u0947\u091f \u0932\u093f\u092e\u093f\u091f\u0947\u0921 \u0915\u0902\u092a\u0928\u093f\u092f\u094b\u0902 \u0915\u0947 \u0928\u093f\u0926\u0947\u0936\u0915 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902 \u0930\u0915\u094d\u0924 \u0938\u0902\u092c\u0902\u0927\u0940 \u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u090b\u0923 \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u091b\u094b\u091f\u0947 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u093f\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0928\u094d\u092f\u0942\u0928\u0924\u092e \u090b\u0923 \u0930\u093e\u0936\u093f 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u091c\u092c\u0915\u093f \u092c\u0921\u093c\u0947 \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0930\u093e\u0936\u093f 5 \u0915\u0930\u094b\u0921\u093c \u0930\u0941\u092a\u092f\u0947 \u0924\u0915 \u0939\u0948\u0964<\/span><\/p><p><b>\u0905\u0928\u0941\u092e\u094b\u0926\u0928 \u092a\u094d\u0930\u0915\u094d\u0930\u093f\u092f\u093e<\/b><\/p><p><span style=\"font-weight: 400;\">\u0906\u092e \u0924\u094c\u0930 \u092a\u0930 \u092c\u0948\u0902\u0915 \u0915\u094b \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u091c\u092e\u093e \u0915\u0930\u0928\u0947 \u0915\u0947 \u0938\u093e\u0924 \u0926\u093f\u0928\u094b\u0902 \u0915\u0947 \u092d\u0940\u0924\u0930 \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0939\u094b \u091c\u093e\u0924\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0932\u0917\u0928\u0947 \u0935\u093e\u0932\u093e \u0938\u092e\u092f \u090b\u0923 \u0915\u0940 \u092a\u094d\u0930\u0915\u0943\u0924\u093f, \u0927\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u0914\u0930 \u0938\u094d\u0925\u093e\u0928 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092d\u093f\u0928\u094d\u0928 \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0906\u092e \u0924\u094c\u0930 \u092a\u0930, \u092c\u0948\u0902\u0915 \/ \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0938\u0940\u0927\u0947 \u0935\u093e\u0939\u0928 \u0921\u0940\u0932\u0930 \u0915\u094b \u090b\u0923 \u0935\u093f\u0924\u0930\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0928 \u0915\u093f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b\u0964<\/span><\/p><p><b>\u090b\u0923 \u0930\u093e\u0936\u093f \u0914\u0930 \u0909\u0928\u0915\u0940 \u0905\u0935\u0927\u093f<\/b><\/p><p><span style=\"font-weight: 400;\">\u0915\u093f\u0938\u0940 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u090b\u0923 \u0930\u093e\u0936\u093f \u092d\u093f\u0928\u094d\u0928 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u092b\u0902\u0921\u093f\u0902\u0917 \u091a\u0947\u0938\u093f\u0938 \u0915\u0947 100% \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u092c\u0949\u0921\u0940 \u092b\u0902\u0921\u093f\u0902\u0917 \u0915\u094b \u0935\u093f\u0936\u0947\u0937 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0928\u0947 \u092a\u0930 \u0914\u0930 \u092a\u093f\u091b\u0932\u0947 \u0905\u0928\u0941\u092d\u0935\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u0922\u093c\u093e\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u091a\u0947\u0938\u093f\u0938 \u0938\u0947 \u092e\u0924\u0932\u092c \u092e\u0942\u0932 \u0930\u0942\u092a \u0938\u0947 \u0935\u093e\u0939\u0928 \u0915\u0940 \u0906\u0902\u0924\u0930\u093f\u0915 \u0938\u0902\u0930\u091a\u0928\u093e \u091c\u0948\u0938\u0947 \u0907\u0902\u091c\u0928, \u091f\u094d\u0930\u093e\u0902\u0938\u092e\u093f\u0936\u0928, \u0921\u094d\u0930\u093e\u0907\u0935\u0936\u093e\u092b\u094d\u091f, \u0921\u093f\u092b\u0930\u0947\u0902\u0936\u093f\u092f\u0932 \u0914\u0930 \u0938\u0938\u094d\u092a\u0947\u0902\u0936\u0928 \u0938\u0947 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u091b\u0939 \u092e\u0939\u0940\u0928\u0947 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0938\u093e\u0920 \u092e\u0939\u0940\u0928\u0947 \u0924\u0915 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948<\/span><\/p><p><b>\u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/b><\/p><p><span style=\"font-weight: 400;\">\u0917\u094d\u0930\u093e\u0939\u0915 \u0914\u0930 \u0935\u093e\u0939\u0928 \u0938\u0947\u0917\u092e\u0947\u0902\u091f \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 10% \u0938\u0947 15% \u0924\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0902\u0964 \u0917\u094d\u0930\u093e\u0939\u0915 \u0916\u0902\u0921 \u092e\u0947\u0902 \u0938\u094d\u0935-\u0930\u094b\u091c\u093c\u0917\u093e\u0930, \u0915\u0949\u0930\u094d\u092a\u094b\u0930\u0947\u091f, \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u0940 \u0914\u0930 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092b\u0930\u094d\u092e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902, \u091c\u092c\u0915\u093f \u0935\u093e\u0939\u0928 \u0916\u0902\u0921 \u092e\u0947\u0902 \u091f\u094d\u0930\u0915, \u092c\u0938, \u0915\u093e\u0930 \u0906\u0926\u093f \u091c\u0948\u0938\u0947 \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u0935\u093e\u0939\u0928 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u092f\u0939 \u0926\u0930 \u0915\u0908 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948 \u091c\u0948\u0938\u0947 \u0915\u093f \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0947 \u0935\u093e\u0939\u0928\u094b\u0902 \u0915\u0940 \u0938\u0902\u0916\u094d\u092f\u093e, \u0909\u0938\u0915\u093e \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u091f\u0930\u094d\u0928\u0913\u0935\u0930, \u0905\u0928\u094d\u092f \u092b\u093e\u0907\u0928\u0947\u0902\u0938\u0930\u094b\u0902 \u0938\u0947 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u091f\u094d\u0930\u0948\u0915 \u0930\u093f\u0915\u0949\u0930\u094d\u0921 (\u092f\u0926\u093f \u0915\u094b\u0908 \u0939\u094b), \u0906\u0926\u093f\u0964 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0902\u0938\u094d\u0925\u093e\u0928 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u0915\u093e \u0905\u0927\u094d\u092f\u092f\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0926 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0940 \u092a\u0941\u0937\u094d\u091f\u093f \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0939 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0938\u094d\u0925\u093f\u0930 \u092f\u093e \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0936\u0940\u0932 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><b>\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u0915\u094d\u092f\u093e \u0939\u0948\u0902?<\/b><b><br \/><\/b><b><br \/><\/b><span style=\"font-weight: 400;\">\u0907\u0928 \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u092e\u0947\u0902 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915, \u0938\u094d\u091f\u093e\u0902\u092a \u0936\u0941\u0932\u094d\u0915 \u0914\u0930 \u0935\u093e\u0939\u0928 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u0936\u0941\u0932\u094d\u0915 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u090b\u0923 \u0930\u093e\u0936\u093f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 2%-4% \u0915\u0947 \u092c\u0940\u091a \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u0917\u0948\u0930-\u0935\u093e\u092a\u0938\u0940\u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0924\u093e \u0939\u0948\u0964 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0947 \u0932\u093f\u090f \u0938\u094d\u091f\u093e\u0902\u092a \u0936\u0941\u0932\u094d\u0915 \u0906\u092e \u0924\u094c\u0930 \u092a\u0930 2%, 5 \u0932\u093e\u0916, \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u0930 3% \u0914\u0930 10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0938\u0947 \u0905\u0927\u093f\u0915 \u092a\u0930 4% \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\"><br \/><\/span><b>\u092a\u0941\u0928: \u092d\u0941\u0917\u0924\u093e\u0928<\/b><\/p><p><span style=\"font-weight: 400;\">\u0906\u092a\u0915\u094b \u0905\u092a\u0928\u093e \u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923\u0926\u093e\u0924\u093e \u0915\u094b \u092e\u093e\u0938\u093f\u0915 \u0906\u0927\u093e\u0930 \u092a\u0930 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924 \u092e\u0947\u0902 \u092e\u0942\u0932\u0927\u0928 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0915\u0940 \u0917\u0923\u0928\u093e \u090b\u0923 \u0905\u0928\u0941\u092c\u0902\u0927 \u092e\u0947\u0902 \u0909\u0932\u094d\u0932\u093f\u0916\u093f\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<br \/><br \/><\/span><span style=\"font-weight: 400;\">\u092f\u0926\u093f \u0906\u092a \u0905\u092a\u0928\u093e \u090b\u0923 \u0938\u092e\u092f \u0938\u0947 \u092a\u0939\u0932\u0947 \u091a\u0941\u0915\u093e\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902, \u0924\u094b \u092c\u0915\u093e\u092f\u093e \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u093e 2% \u091c\u0941\u0930\u094d\u092e\u093e\u0928\u093e \u0932\u0917\u093e\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964<br \/><br \/><\/span><span style=\"font-weight: 400;\">\u0938\u0902\u0915\u094d\u0937\u0947\u092a \u092e\u0947\u0902, \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u090b\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0924\u0947 \u0938\u092e\u092f \u0906\u092a\u0915\u094b \u091c\u093f\u0928 \u0915\u093e\u0930\u0915\u094b\u0902 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948 \u0909\u0928\u092e\u0947\u0902 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902, \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0936\u0941\u0932\u094d\u0915, \u0906\u0935\u0936\u094d\u092f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u093c \u0914\u0930 \u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8777\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-8777\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 31.4359L34.1026 21.3333L32.2 19.4974L24 27.6974L15.8 19.4974L13.8974 21.3333L24 31.4359ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"48\" height=\"48\" viewBox=\"0 0 48 48\" fill=\"none\"><path d=\"M24 20.3026L32.2 28.5026L34.1026 26.6667L24 16.5641L13.8974 26.6667L15.8 28.5026L24 20.3026ZM24.0089 48C20.6901 48 17.5699 47.3702 14.6483 46.1107C11.7266 44.8512 9.18518 43.1418 7.02393 40.9826C4.86273 38.8234 3.15178 36.2844 1.89107 33.3655C0.630355 30.4465 0 27.3277 0 24.0089C0 20.6901 0.629756 17.5699 1.88927 14.6483C3.14882 11.7266 4.8582 9.18518 7.0174 7.02393C9.1766 4.86273 11.7156 3.15178 14.6345 1.89107C17.5535 0.630357 20.6723 0 23.9911 0C27.3099 0 30.4301 0.629755 33.3517 1.88927C36.2734 3.14882 38.8148 4.8582 40.9761 7.0174C43.1373 9.1766 44.8482 11.7156 46.1089 14.6345C47.3696 17.5535 48 20.6723 48 23.9911C48 27.3099 47.3702 30.4301 46.1107 33.3517C44.8512 36.2734 43.1418 38.8148 40.9826 40.9761C38.8234 43.1373 36.2844 44.8482 33.3655 46.1089C30.4465 47.3697 27.3277 48 24.0089 48Z\" fill=\"#171717\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0914\u0930 \u091c\u093e\u0928\u0947\u0902<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-8777\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-8777\"><p><i><span style=\"font-weight: 400;\">\u090f\u0915 \u092c\u0902\u0927\u0915 \u090b\u0923 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0905\u0928\u094d\u092f\u0925\u093e \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0938\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u092f \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0935\u0938\u0930 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948<\/span><\/i><\/p><p><span style=\"font-weight: 400;\">\u091c\u0940\u0935\u0928 \u092e\u0947\u0902 \u0939\u092e\u093e\u0930\u0947 \u0938\u093e\u092e\u0928\u0947 \u0915\u0941\u091b \u0910\u0938\u0940 \u092a\u0930\u093f\u0938\u094d\u0925\u093f\u0924\u093f\u092f\u093e\u0902 \u0906\u0924\u0940 \u0939\u0948\u0902, \u091c\u0939\u093e\u0902 \u0939\u092e \u0915\u0941\u091b \u0916\u0930\u094d\u091a\u094b\u0902 \u0938\u0947 \u092c\u091a \u0928\u0939\u0940\u0902 \u092a\u093e\u0924\u0947\u0964 \u0907\u0928\u092e\u0947\u0902 \u0938\u0947 \u0915\u0941\u091b \u0916\u0930\u094d\u091a\u094b\u0902 \u092e\u0947\u0902 \u0935\u094d\u092f\u0935\u0938\u093e\u092f \u0935\u093f\u0938\u094d\u0924\u093e\u0930, \u0935\u093f\u0935\u093e\u0939, \u091a\u093f\u0915\u093f\u0924\u094d\u0938\u093e \u0906\u092a\u093e\u0924 \u0938\u094d\u0925\u093f\u0924\u093f \u092f\u093e \u0909\u091a\u094d\u091a \u0936\u093f\u0915\u094d\u0937\u093e \u0906\u0926\u093f \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964 \u0907\u0928 \u091c\u093c\u0930\u0942\u0930\u0924\u094b\u0902 \u0915\u094b \u092a\u0942\u0930\u093e \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u0938\u092e\u093e\u0927\u093e\u0928 \u092c\u0902\u0927\u0915 \u090b\u0923 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0928\u093e \u0939\u094b\u0917\u093e\u0964<\/span><\/p><p><b>\u092c\u0902\u0927\u0915 \u090b\u0923 \u0915\u094d\u092f\u093e \u0939\u0948?<\/b><\/p><p><span style=\"font-weight: 400;\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u0915\u093e \u0924\u093e\u0924\u094d\u092a\u0930\u094d\u092f \u0909\u0938 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0935\u093f\u0930\u0941\u0926\u094d\u0927 \u0932\u093f\u090f \u0917\u090f \u090b\u0923 \u0938\u0947 \u0939\u0948 \u091c\u094b \u0915\u093f \u090f\u0915 \u0906\u0935\u093e\u0938\u0940\u092f \u0918\u0930, \u0917\u0948\u0930-\u0915\u0943\u0937\u093f \u092d\u0942\u092e\u093f \u092f\u093e \u0935\u093e\u0923\u093f\u091c\u094d\u092f\u093f\u0915 \u0926\u0941\u0915\u093e\u0928 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0906\u0935\u093e\u0938\u0940\u092f \u092f\u093e \u0935\u094d\u092f\u093e\u0935\u0938\u093e\u092f\u093f\u0915 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u0918\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u090f\u0915 \u092b\u094d\u0930\u0940\u0939\u094b\u0932\u094d\u0921 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f \u0914\u0930 \u0907\u0938\u0915\u093e \u092e\u0942\u0932\u094d\u092f \u0935\u093f\u092a\u0923\u0928 \u092f\u094b\u0917\u094d\u092f \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u092f\u0939 \u0938\u092d\u0940 \u092c\u093e\u0927\u093e\u0913\u0902 \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f &#8211; \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u0930 \u092c\u0902\u0927\u0915 \u092f\u093e \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915 \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u092b\u094d\u0930\u0940\u0939\u094b\u0932\u094d\u0921 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u090f\u0915 \u0910\u0938\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u094b\u0924\u0940 \u0939\u0948 \u091c\u094b \u092e\u093e\u0932\u093f\u0915\u094b\u0902 \u0915\u094b \u0909\u0938 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092e\u0947\u0902 \u0930\u0939\u0928\u0947 \u0914\u0930 \u0909\u0938\u0947 \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u0947 \u0915\u093e \u092a\u0942\u0930\u094d\u0923 \u0915\u093e\u0928\u0942\u0928\u0940 \u0905\u0927\u093f\u0915\u093e\u0930 \u0926\u0947\u0924\u0940 \u0939\u0948\u0964 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092b\u094d\u0930\u0940\u0939\u094b\u0932\u094d\u0921 \u0939\u0948, \u091c\u093f\u0938\u0915\u093e \u0905\u0930\u094d\u0925 \u0939\u0948 \u0915\u093f \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u0923\u0940\u092f \u0939\u0948\u0964 \u092b\u094d\u0930\u0940\u0939\u094b\u0932\u094d\u0921 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u092e\u093e\u0932\u093f\u0915 \u0915\u094b \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092c\u0947\u091a\u0928\u0947, \u0909\u0938\u0947 \u0939\u0938\u094d\u0924\u093e\u0902\u0924\u0930\u093f\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0909\u0938\u0915\u0940 \u092e\u0930\u092e\u094d\u092e\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0939\u0948\u0964 \u092b\u094d\u0930\u0940\u0939\u094b\u0932\u094d\u0921 \u0938\u0902\u092a\u0924\u094d\u0924\u093f\u092f\u093e\u0902 \u092e\u093e\u0932\u093f\u0915 \u0915\u094b \u0905\u0927\u093f\u0915 \u0905\u0927\u093f\u0915\u093e\u0930 \u0914\u0930 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0926\u0947\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u090f\u0915 \u092c\u0902\u0927\u0915 \u090b\u0923 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u094b \u0905\u0928\u094d\u092f\u0925\u093e \u0928\u093f\u0937\u094d\u0915\u094d\u0930\u093f\u092f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0938\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u0906\u092f \u0909\u0924\u094d\u092a\u0928\u094d\u0928 \u0915\u0930\u0928\u0947 \u0915\u093e 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\u092d\u0940 \u092c\u093e\u0927\u093e \u0938\u0947 \u092e\u0941\u0915\u094d\u0924 \u0939\u094b\u0928\u0940 \u091a\u093e\u0939\u093f\u090f, \u092f\u093e\u0928\u0940, \u0907\u0938\u0947 \u0915\u093f\u0938\u0940 \u0905\u0928\u094d\u092f \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u0947\u0936 \u0928\u0939\u0940\u0902 \u0915\u093f\u092f\u093e \u091c\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f\u0964 \u0907\u0938\u0915\u0947 \u0924\u0939\u0924, \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0947 \u092c\u0926\u0932\u0947 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u0938\u0902\u092a\u093e\u0930\u094d\u0936\u094d\u0935\u093f\u0915 \u0917\u093f\u0930\u0935\u0940 \u0930\u0916\u0924\u093e \u0939\u0948\u0964 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0905\u092d\u0940 \u092d\u0940 \u0909\u0938 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0915\u093e \u0905\u0927\u093f\u0915\u093e\u0930 \u0930\u0916\u0924\u093e \u0939\u0948 \u0914\u0930 \u091c\u092c \u0935\u0939 \u090b\u0923 \u0915\u0940 \u0905\u0935\u0927\u093f \u092a\u0930 \u092f\u093e \u0909\u0938\u0938\u0947 \u092a\u0939\u0932\u0947 \u0915\u0941\u0932 \u090b\u0923 \u0930\u093e\u0936\u093f \u091a\u0941\u0915\u093e \u0926\u0947\u0924\u093e \u0939\u0948, \u0924\u094b \u0909\u0938\u0947 \u0905\u092a\u0928\u0940 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0935\u093e\u092a\u0938 \u092e\u093f\u0932 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092b\u0902\u0921\u093f\u0902\u0917 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0913\u0902 \u0915\u0947 \u0932\u093f\u090f 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style=\"font-weight: 400;\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u092c\u0948\u0902\u0915 \u0911\u092b \u092c\u0921\u093c\u094c\u0926\u093e, \u0938\u0947\u0902\u091f\u094d\u0930\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e, \u092f\u0942\u0928\u093f\u092f\u0928 \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e, \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e, \u092a\u0902\u091c\u093e\u092c \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 \u091c\u0948\u0938\u0947 \u092c\u0948\u0902\u0915\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u0947\u0936 \u0915\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u090b\u0923 \u0915\u0947 \u092a\u094d\u0930\u0915\u093e\u0930<\/b><\/p><p><span style=\"font-weight: 400;\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u0926\u094b \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902: \u0938\u093e\u0935\u0927\u093f \u090b\u0923 \u0914\u0930 \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u090b\u0923\u0964 \u092f\u0947 \u0926\u094b\u0928\u094b\u0902 \u090b\u0923 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0905\u091a\u0932 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f \u0915\u0947 \u0930\u0942\u092a \u092e\u0947\u0902 \u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924 \u0915\u0930\u0928\u0947 \u092a\u0930 \u0926\u093f\u090f \u091c\u093e\u0924\u0947 \u0939\u0948\u0902\u0964 \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u090b\u0923 \u0915\u0947 \u092e\u093e\u092e\u0932\u0947 \u092e\u0947\u0902, \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u092a\u093e\u0938 \u0905\u092a\u0928\u0940 \u091c\u093c\u0930\u0942\u0930\u0924 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u092a\u0948\u0938\u0947 \u0928\u093f\u0915\u093e\u0932\u0928\u0947 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0932\u093e\u0917\u0924 \u092c\u091a\u093e\u0928\u0947 \u0915\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092c\u0948\u0902\u0915 \u0928\u0947 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0932\u093f\u090f \u0915\u0941\u0932 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u093e \u090b\u0923 \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u093f\u092f\u093e \u0939\u0948, \u091c\u093f\u0938\u092e\u0947\u0902 \u0938\u0947 \u0909\u0938\u0947 \u0938\u093f\u0930\u094d\u092b 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948, \u0924\u094b \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0941\u0932 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0947 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\u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u090b\u0923 \u092a\u0930 \u0932\u0940 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u091f\u0930\u094d\u092e \u0932\u094b\u0928 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u092e\u0947\u0902 \u0925\u094b\u0921\u093c\u0940 \u0905\u0927\u093f\u0915 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0913\u0935\u0930\u0921\u094d\u0930\u093e\u092b\u094d\u091f \u090b\u0923 \u092a\u0930 \u091f\u0930\u094d\u092e \u0932\u094b\u0928 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e 0.5% \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0932\u0917\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><b>\u0907\u0938 \u090b\u0923 \u0915\u093e \u0932\u093e\u092d \u0915\u094c\u0928 \u0909\u0920\u093e \u0938\u0915\u0924\u093e \u0939\u0948?<\/b><\/p><p><span style=\"font-weight: 400;\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u0915\u093e \u0932\u093e\u092d \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902, \u0935\u0947\u0924\u0928\u092d\u094b\u0917\u0940 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u093f\u092f\u094b\u0902, \u0938\u094d\u0935-\u0930\u094b\u091c\u093c\u0917\u093e\u0930, \u0938\u094d\u0935\u093e\u092e\u093f\u0924\u094d\u0935 \u0935\u093e\u0932\u0940 \u092b\u0930\u094d\u092e\u094b\u0902, \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u092b\u0930\u094d\u092e\u094b\u0902, \u092a\u0947\u0936\u0947\u0935\u0930\u094b\u0902 \u0914\u0930 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0932\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u0907\u0938 \u090b\u0923 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0938\u0939-\u0906\u0935\u0947\u0926\u0915\u094b\u0902 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400;\">\u092c\u0902\u0927\u0915 \u090b\u0923 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0938\u093e\u092e\u093e\u0928\u094d\u092f\u0924\u0903 \u092a\u0930\u093f\u0935\u0930\u094d\u0924\u0928\u0940\u092f \u0906\u0927\u093e\u0930 \u092a\u0930 \u0932\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><b>\u090b\u0923 \u0915\u0940 \u0930\u093e\u0936\u093f<\/b><\/p><p><span style=\"font-weight: 400;\">\u090b\u0923 \u0915\u0940 \u0930\u093e\u0936\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f \u0914\u0930 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0906\u092f \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u0940 \u0939\u0948\u0964 \u0938\u0902\u092a\u0924\u094d\u0924\u093f &#8211; \u092c\u0948\u0902\u0915 \u0915\u0947 \u092a\u093e\u0938 \u0930\u093e\u0916\u0940 \u0917\u092f\u0940 \u092e\u0941\u0916\u094d\u092f \u092a\u094d\u0930\u0924\u093f\u092d\u0942\u0924\u093f &#8211; \u0915\u093e \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u092e\u0942\u0932\u094d\u092f\u093e\u0902\u0915\u0928\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0926\u094d\u0935\u093e\u0930\u093e \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948 \u0914\u0930 \u090b\u0923 \u0930\u093e\u0936\u093f \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0942\u0932\u094d\u092f \u0915\u093e 50% \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u0909\u0926\u093e\u0939\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f: \u092f\u0926\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u093e \u092e\u0942\u0932\u094d\u092f 10 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0947 \u0932\u093f\u090f 5 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0915\u0940 \u090b\u0923 \u0930\u093e\u0936\u093f \u0938\u094d\u0935\u0940\u0915\u0943\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u092c\u0948\u0902\u0915 \u0909\u0927\u093e\u0930\u0915\u0930\u094d\u0924\u093e \u0915\u0940 \u0906\u092f \u092e\u093e\u0928\u0926\u0902\u0921 \u092a\u0930 \u092d\u0940 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u092a\u093f\u091b\u0932\u0947 \u0924\u0940\u0928 \u0935\u0930\u094d\u0937\u094b\u0902 \u0915\u0940 \u0935\u093e\u0930\u094d\u0937\u093f\u0915 \u0906\u092f \u0915\u093e \u0924\u0940\u0928 \u0917\u0941\u0928\u093e \u0939\u0948\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0928\u094d\u092f\u0942\u0928\u0924\u092e \u090b\u0923 \u0930\u093e\u0936\u093f 1 \u0932\u093e\u0916 \u0930\u0941\u092a\u092f\u0947 \u0939\u0948, \u091c\u092c\u0915\u093f \u0905\u0927\u093f\u0915\u0924\u092e \u090b\u0923 \u0930\u093e\u0936\u093f \u0905\u0932\u0917-\u0905\u0932\u0917 \u092c\u0948\u0902\u0915 \u0915\u0947 \u0905\u0928\u0941\u0938\u093e\u0930 \u0905\u0932\u0917-\u0905\u0932\u0917 <\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">\u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><b>\u0936\u0941\u0932\u094d\u0915<\/b><\/p><p><span style=\"font-weight: 400;\">\u092a\u094d\u0930\u094b\u0938\u0947\u0938\u093f\u0902\u0917 \u0936\u0941\u0932\u094d\u0915 \u0906\u092e\u0924\u094c\u0930 \u092a\u0930 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0940 \u092e\u0902\u091c\u0942\u0930\u0940 \u0938\u0940\u092e\u093e \u0915\u093e 1% \u0939\u094b\u0924\u093e \u0939\u0948\u0964 \u0905\u0928\u094d\u092f \u0936\u0941\u0932\u094d\u0915\u094b\u0902 \u092e\u0947\u0902 \u0935\u0915\u0940\u0932 \u0915\u0940 \u092b\u0940\u0938 \u0914\u0930 \u0938\u0902\u092a\u0924\u094d\u0924\u093f 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\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0915\u093e\u0917\u091c\u093e\u0924 \u091c\u0948\u0938\u0947 \u092e\u0942\u0932 \u092c\u093f\u0915\u094d\u0930\u0940 \u0935\u093f\u0932\u0947\u0916, \u090b\u0923\u092d\u093e\u0930 \u092a\u094d\u0930\u092e\u093e\u0923 \u092a\u0924\u094d\u0930, \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0930 \u0930\u0938\u0940\u0926, \u092a\u093f\u091b\u0932\u0947 \u091b\u0939 \u092e\u0939\u0940\u0928\u0947 \u0915\u093e \u092c\u0948\u0902\u0915 \u0935\u093f\u0935\u0930\u0923 \u0914\u0930 \u092c\u0948\u0902\u0915 \u0926\u094d\u0935\u093e\u0930\u093e \u092e\u093e\u0902\u0917\u0947 \u0917\u090f \u0905\u0928\u094d\u092f \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0902\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u0947\u0928-\u0926\u0947\u0928 \u092e\u0947\u0902 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\u0928\u0917\u0930\u092a\u093e\u0932\u093f\u0915\u093e \u0915\u0930 \u0914\u0930 \u0910\u0938\u0947 \u0915\u094b\u0908 \u092d\u0940 \u0915\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0947 \u0939\u0948\u0902\u0964 \u092f\u0926\u093f \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0938\u094d\u0935-\u0928\u093f\u0930\u094d\u092e\u093f\u0924 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0939\u0948, \u0924\u094b \u092c\u0948\u0902\u0915 \u090f\u0915 \u0905\u0928\u0941\u092e\u094b\u0926\u093f\u0924 \u092f\u094b\u091c\u0928\u093e \u092d\u0940 \u092e\u093e\u0902\u0917\u0947\u0917\u093e\u0964<\/span><\/p><p><span style=\"font-weight: 400;\">\u0905\u0928\u094d\u092f \u0926\u0938\u094d\u0924\u093e\u0935\u0947\u091c\u094b\u0902 \u092e\u0947\u0902 \u092a\u0939\u091a\u093e\u0928 \u0915\u093e \u092a\u094d\u0930\u092e\u093e\u0923 (\u092a\u093e\u0938\u092a\u094b\u0930\u094d\u091f, \u0930\u093e\u0936\u0928 \u0915\u093e\u0930\u094d\u0921, \u092e\u0924\u0926\u093e\u0924\u093e \u092a\u0939\u091a\u093e\u0928 \u092a\u0924\u094d\u0930 \u092f\u093e \u0921\u094d\u0930\u093e\u0907\u0935\u093f\u0902\u0917 \u0932\u093e\u0907\u0938\u0947\u0902\u0938 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0932\u093f\u092a\u093f) \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/span><\/p><p><b>\u0905\u0935\u0927\u093f \u0914\u0930 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928<\/b><\/p><p><span style=\"font-weight: 400;\">\u090b\u0923 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0905\u0927\u093f\u0915\u0924\u092e \u0905\u0935\u0927\u093f \u0906\u092e \u0924\u094c\u0930 \u092a\u0930 \u0938\u093e\u0924 \u0935\u0930\u094d\u0937 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964 \u090b\u0923\u0926\u093e\u0924\u093e \u0915\u094b \u092f\u0939 \u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u0907\u0932\u0947\u0915\u094d\u091f\u094d\u0930\u0949\u0928\u093f\u0915 \u0938\u092e\u093e\u0936\u094b\u0927\u0928 \u0938\u0947\u0935\u093e \u0906\u0926\u0947\u0936 \u092f\u093e \u092a\u094b\u0938\u094d\u091f \u0921\u0947\u091f\u0947\u0921 \u091a\u0947\u0915 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u092e\u093e\u0928 \u092e\u093e\u0938\u093f\u0915 \u0915\u093f\u0938\u094d\u0924\u094b\u0902 \u0915\u0947 \u0906\u0927\u093e\u0930 \u092a\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964 EMI \u092e\u0947\u0902 \u092e\u0942\u0932\u0927\u0928 \u0914\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/span><\/p><p><b>\u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u092c\u094d\u092f\u093e\u091c<\/b><\/p><p><span style=\"font-weight: 400;\">\u092a\u0941\u0928\u0930\u094d\u092d\u0941\u0917\u0924\u093e\u0928 \u092e\u0947\u0902 \u0915\u093f\u0938\u0940 \u092d\u0940 \u091a\u0942\u0915 \u092a\u0930 \u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u092a\u0930 \u0909\u092a\u0930\u094b\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0915\u0947 \u0905\u0932\u093e\u0935\u093e \u0932\u0917\u092d\u0917 2% \u092a\u094d\u0930\u0924\u093f \u0935\u0930\u094d\u0937 \u0915\u093e \u0926\u0902\u0921\u093e\u0924\u094d\u092e\u0915 \u092c\u094d\u092f\u093e\u091c \u0932\u0917\u0947\u0917\u093e\u0964<\/span><\/p><p><b>\u092f\u0926\u093f \u090b\u0923 \u0928\u0939\u0940\u0902 \u091a\u0941\u0915\u093e\u092f\u093e \u0917\u092f\u093e \u0924\u094b \u0915\u094d\u092f\u093e \u0939\u094b\u0917\u093e?<\/b><\/p><p><span style=\"font-weight: 400;\">\u0905\u092a\u0928\u0940 \u092c\u0915\u093e\u092f\u093e \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0940 \u0935\u0938\u0942\u0932\u0940 \u0915\u0947 \u0932\u093f\u090f \u090b\u0923\u0926\u093e\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u092a\u0930 \u0926\u094b\u092c\u093e\u0930\u093e \u0915\u092c\u094d\u091c\u093c\u093e \u0915\u093f\u092f\u093e \u091c\u093e \u0938\u0915\u0924\u093e \u0939\u0948\u0964 \u090b\u0923 \u0930\u093e\u0936\u093f \u0915\u0940 \u0935\u0938\u0942\u0932\u0940 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f, \u0905\u0926\u093e\u0932\u0924\u0947\u0902 \u0938\u0902\u092a\u0924\u094d\u0924\u093f \u0915\u0940 \u092b\u094c\u091c\u0926\u093e\u0930\u0940 (\u092c\u0915\u093e\u092f\u093e \u0930\u093e\u0936\u093f \u0915\u0940 \u0935\u0938\u0942\u0932\u0940 \u0915\u0947 \u0932\u093f\u090f \u0916\u0941\u0932\u0947 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092c\u093f\u0915\u094d\u0930\u0940) \u0915\u093e \u0906\u0926\u0947\u0936 \u0926\u0947 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902\u0964<\/span><\/p><p><b>\u0938\u094c\u091c\u0928\u094d\u092f :<\/b><span style=\"font-weight: 400;\"> \u091c\u0928 \u0938\u0936\u0915\u094d\u0924\u093f\u0915\u0930\u0923 \u0915\u0947 \u0932\u093f\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u090f\u091c\u0947\u0902\u0921\u093e (FLAME)<br \/><\/span><b>\u0938\u094d\u0930\u094b\u0924: <\/b><a href=\"https:\/\/www.iifl.com\/\"><span style=\"font-weight: 400;\">http:\/\/flame.org.in\/<\/span><\/a><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"featured_media":9168,"template":"","class_list":["post-13015","faq","type-faq","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930 - Hindi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ncfe.org.in\/hi\/faq\/loan-borrowing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930 - Hindi\" \/>\n<meta property=\"og:description\" content=\"\u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0917\u094b\u0932\u094d\u0921 \u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092f\u094b\u091c\u0928\u093e \u092c\u0948\u0902\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u090b\u0923 \u0914\u0930 \u0909\u0927\u093e\u0930 \u0939\u094b\u092e \u0932\u094b\u0928 \u0932\u0947\u0928\u0947 \u0915\u0947 \u092b\u093e\u092f\u0926\u0947 \u092c\u0921\u093c\u0940 \u0927\u0928\u0930\u093e\u0936\u093f \u0914\u0930 \u0932\u0902\u092c\u0940 \u0905\u0935\u0927\u093f \u0915\u094b \u0927\u094d\u092f\u093e\u0928 \u092e\u0947\u0902 \u0930\u0916\u0924\u0947 \u0939\u0941\u090f, \u0939\u094b\u092e \u0932\u094b\u0928 \u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u090f\u0915 \u0906\u0930\u094d\u0925\u093f\u0915 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930\u0940 \u0939\u0948\u0964 \u0932\u0947\u0915\u093f\u0928 \u092f\u0939 \u0906\u092a\u0915\u094b \u0915\u0941\u091b \u0932\u093e\u092d \u092d\u0940 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964\u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u090f\u0915 \u092c\u0921\u093c\u093e [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ncfe.org.in\/hi\/faq\/loan-borrowing\/\" \/>\n<meta property=\"og:site_name\" content=\"Hindi\" \/>\n<meta property=\"article:modified_time\" content=\"2024-04-23T06:28:25+00:00\" \/>\n<meta property=\"og:image\" 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